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Find Your Coverage from HomeServe
With affordable coverage from HomeServe, you:
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Save Money
We foot the bill on covered repairs up to the benefit amount.
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Save time
With access to a 24/7 hotline to schedule a repair, you don’t have to search for trusted repair help.
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Stress Less
Knowing your work is in professional hands and comes with a one-year repair guarantee.*
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Manage More
HomeServe ID puts your account in your hands, anytime, anywhere.
*Tech Protection and Surge Plan repairs are guaranteed for 90 days.
Disclosure/Rebate Schedule
HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), license number P129179, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from your local utility or community and offers this optional service plan as an authorized representative of the contract issuer, Northcoast Warranty Services, Inc., license number 49123, 800 Superior Avenue E, 21st Floor, Cleveland, OH 44114.
Exterior Water Service Line Plus Coverage:
For the exterior water service line plan, which normally costs $7.48, HSRMF will provide an instant rebate of $3.74 per month for one year, or 50% of the cost of the plan. This means that you will pay $7.48 per month for the coverage after after the first year instant rebate.
Exterior Water Service Line
Covered Systems
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefits
- $7,000 maximum benefit amount
- Exterior Water Service Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Excavation to expose pipe
- Pipe replacement or repair
- Repair or replacement of seals and joints
- Unblocking
- Fitting external valves
- Fusing
- Locating the leak
- Exterior Water Service Line Restoration Reimbursement (Up to $1,000 per covered repair)
- Welding
- Pipe cutting
Eligibility
Eligible
To be eligible, you must own both the residential single structure and the land it is located on
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Not Eligible
You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior water service line before enrollment; or your entire exterior water service line is shared with a 3rd party or covered by a homeowners' association or the like. In IA, properties with more than 4 dwelling units are not eligible
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Exclusions
Frozen lines, branch lines, any tanks or appliances, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Covered Systems:
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefit Amount:
- $7,000 maximum benefit amount
- Exterior Water Service Line: $7,000
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Water Service Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Exterior Sewer/Septic Line
Covered Systems
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
- Grinder Pump
Annual Benefits
- $10,000 maximum benefit amount
- Exterior Sewer/Septic Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Locating the blockage or collapse
- Unblocking
- Excavation to expose pipe
- Fitting external valves
- Pipe replacement or repair
- Fusing
- Repair or replacement of seals and joints
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
- Exterior Sewer/Septic Line Restoration Reimbursement (Up to $1,000 per covered repair)
Eligibility
Eligible
To be eligible, you must own both the residential single structure and the land it is located on
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Not Eligible
You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners' association or the like; your exterior sewer/septic line previously had roots removed or failed a smoke or dye test, camera inspection or any other proactive test without resolution. In IA, properties with more than 4 dwelling units are not eligible
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Exclusions
Septic/collection tanks; leaching fields; non-conforming drain lines; branch lines; replacement of any artificial grass or plants; restoration to water structures, pastures or wooded areas; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Covered Systems:
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
- Grinder Pump
Annual Benefit Amount:
- $10,000 maximum benefit amount
- Exterior Sewer/Septic Line: $10,000
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Sewer/Septic Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Exterior Sewer/Septic Line
SAVE $7.00/mo. for your first yearCovered Systems
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
- Grinder Pump
Annual Benefits
- $10,000 maximum benefit amount
- Exterior Sewer/Septic Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Locating the blockage or collapse
- Unblocking
- Excavation to expose pipe
- Fitting external valves
- Pipe replacement or repair
- Fusing
- Repair or replacement of seals and joints
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
- Exterior Sewer/Septic Line Restoration Reimbursement (Up to $1,000 per covered repair)
Eligibility
Eligible
To be eligible, you must own both the residential single structure and the land it is located on
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Not Eligible
You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners' association or the like; your exterior sewer/septic line previously had roots removed or failed a smoke or dye test, camera inspection or any other proactive test without resolution. In IA, properties with more than 4 dwelling units are not eligible
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Exclusions
Non-conforming drain lines, septic/collection tanks, leaching fields, branch lines, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Covered Systems:
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
- Grinder Pump
Annual Benefit Amount:
- $10,000 maximum benefit amount
- Exterior Sewer/Septic Line: $10,000
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Sewer/Septic Line: Multiple service calls up to annual benefit
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Interior Plumbing & Drainage System
SAVE $9.50/mo. for your first yearCovered Systems
- Interior Plumbing
- Interior Drainage Lines
Annual Benefits
- $3,000 maximum benefit amount
- 2 calls / $1,500 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Blocked drain
- Repair/replace burst interior water pipe
- Leaking supply pipe to hot water heater
- Unblocking an overflowing toilet or sink due to clogged drains
- Leaking wax seal
- Repair drain line (up to 25 ft.)
Eligibility
Eligible
An owner of both a residential home permanently secured to the ground and the land it is located on including townhomes, apartments and multi-family homes
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Not Eligible
Recreational vehicles or homes on wheels and properties used for commercial purposes
If you are aware of any pre-existing conditions, defects or deficiencies with your interior plumbing and drainage system prior to enrollment
If your interior plumbing and drainage system is shared with a third party or that is covered by a homeowner’s, condominium or like association
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Exclusions
Appliances, fittings and fixtures; vent stacks; pressure reducing valves; backflow prevention devices; pumps or grinders; non-conforming drain lines; frozen pipes; fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Covered Systems:
- Interior Plumbing
- Interior Drainage Lines
Annual Benefit Amount:
- $3,000 maximum benefit amount
Annual Service Calls:
- 2 calls / $1,500 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Home Plumbing & Drainage
SAVE $12.00/mo. for your first yearCovered Systems
- Exterior Sewer/Septic Line
- Interior Plumbing
- Interior Drainage Lines
- Drain Cleaning
Annual Benefits
- $12,000 maximum benefit amount
- Exterior Sewer/Septic Line: 2 calls / $3,500 per call
- Interior Plumbing: 2 calls / $2,500 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Leaking wax seal
- Welding
- Blocked drain
- Backfilling of areas disturbed by repairs
- Leaking supply pipe to hot water heater
- Repair/replace burst interior water pipe
- Pipe cutting
- Unblocking an overflowing toilet or sink due to clogged drains
- Excavation to expose pipe
- Locating the blockage or collapse
- Pipe replacement or repair
- Fitting external valves
- Repair or replacement of seals and joints
- Unblocking
- Fusing
Eligibility
Eligible
An owner of both a residential home permanently secured to the ground and the land it is located on including townhomes, apartments and multi-family homes
-
Not Eligible
Recreational vehicles or homes on wheels and properties used for commercial purposes
If you are aware of any pre-existing conditions, defects or deficiencies with your exterior sewer/septic line and interior plumbing and drainage system prior to enrollment
If your exterior sewer/septic line and interior plumbing and drainage system is shared with a third party or that is covered by a homeowner’s, condominium or like association
If your exterior sewer/septic line has had roots removed prior to the start date of your first term or has failed a smoke or dye test prior to the start date of your first term, and the problems identified by the smoke or dye test have not been resolved
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Exclusions
Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances.
Exterior Sewer/Septic Line: Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; branch lines. Additional exclusions apply.
Interior Plumbing and Drainage: Appliances, fittings and fixtures; vent stacks; pressure reducing valves; backflow prevention devices; pumps or grinders; non-conforming drain lines; frozen pipes; fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems. Additional exclusions apply.
Covered Systems:
- Exterior Sewer/Septic Line
- Interior Plumbing
- Interior Drainage Lines
- Drain Cleaning
Annual Benefit Amount:
- $12,000 maximum benefit amount
- Exterior Sewer/Septic Line: $7,000
- Interior Plumbing: $5,000
Annual Service Calls:
- Exterior Sewer/Septic Line: 2 calls / $3,500 per call
- Interior Plumbing: 2 calls / $2,500 per call
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Water Heater Repair (Gas/Electric Only)
Covered Systems
- Gas/Electric Water Heater Repair
Annual Benefits
- $850 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Main burner
- Burner supply tube and assembly
- Drain and gas valves
- Pilot light
- Temperature control
Eligibility
Eligible
An owner of both a residential home permanently secured to the ground and the land it is located on including townhomes, apartments and multi-family homes
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Not Eligible
Recreational vehicles or homes on wheels and properties used for commercial purposes
If you are aware of any pre-existing conditions, defects or deficiencies with your water heater prior to enrollment
If your water heater is shared with a third party or that is covered by a homeowner’s, condominium or like association
If your water heater is commercial grade, larger than 100 gallons, tankless, solar, geothermal, oil, rooftop, hanging tank-based, or combination home heating/domestic hot water units
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Exclusions
Jacket and interior doors, exhaust venting, expansion tanks, non-flexible water supply and delivery piping, electrical service wiring, damage due to restricted lines or water pressure over 80 P.S.I, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Covered Systems:
- Gas/Electric Water Heater Repair
Annual Benefit Amount:
- $850 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Gas Line Plus
SAVE $3.50/mo. for your first yearCovered Systems
- Exterior Gas Line
- Interior Gas Line
- Exterior Restoration
Annual Benefits
- $8,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Additional exterior restoration
- Additional interior restoration
- Replace section of natural gas supply line
- Repair/replace gas safety shutoff valve
Eligibility
Eligible
An owner of a residential single structure, or a unit within a structure, that is not intended to be moved. This includes single family homes, townhomes, multi-family homes and apartments
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Not Eligible
If your gas line is shared with a 3rd party or coverd by a homeowners' associtation or the like
Recreational vehicles or homes on wheels and properties used for commercial purposes
If you are aware of any pre-existing conditions, defects or deficiencies with your gas line prior to enrollment
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Exclusions
Meter moves or replacements except when required by local code; appliances, fixtures or pressure regulating devices; lines not supplied by a utility; restoring floor coverings, fixtures, fittings, walls or wall coverings to their original state; restoration to water structures, pastures or wooded areas; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply
Covered Systems:
- Exterior Gas Line
- Interior Gas Line
- Exterior Restoration
Annual Benefit Amount:
- $8,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Exterior Electrical Line
SAVE $3.00/mo. for your first yearCovered Systems
- Exterior Electrical Line
Annual Benefits
- $5,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Covered Repairs
- Meter base
- Insulator
- Riser
- Permanent wiring overhead
- Permanent underground wiring
- Functional frayed wiring
Eligibility
Eligible
To be eligible, you must own the residential single structure
If your exterior wiring is underground, you must own the land your structure is on
If your exterior wiring is overhead, you are not required to own the land your structure is on
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Not Eligible
You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior electrical system before enrollment; or your exterior electrical system is shared with a 3rd party or covered by a homeowners' association or the like and in IA, properties with more than 4 dwelling units are not eligible
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Exclusions
Damage or failure due to disconnection or interruption to the main electrical supply, transformers, repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage door systems, and thermostats and similar type systems, generators, non-utility supplied power and/or lines, appliances, meter pedestals, pool heaters, fixtures or fittings, lines to detached garages, secondary buildings, or any structure other than your home, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your local utility. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply. See full Terms and Conditions with complete coverage and exclusion details.
Covered Systems:
- Exterior Electrical Line
Annual Benefit Amount:
- $5,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Electrical Surge
SAVE $2.50/mo. for your first yearCovered Systems
- Surge
Annual Benefits
- $1,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
Covered Repairs
- Refrigerators
- Clothes washers
- Clothes dryers
- Dishwashers
- Blenders
- Mixers
- Toasters
- Televisions
- Window air conditioning units
- Thermostats
- Computers
- Game consoles
Eligibility
Eligible
To be eligible, you must own or rent both the residential single structure, or a unit within a structure, and the land it's located on
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Not Eligible
You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your electrical products before enrollment; your electrical products are entirely shared with a 3rd party or covered by a homeowners' association or the like; or are not installed according to manufacturer specifications and in IA, properties with more than 4 dwelling units are not eligible
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Exclusions
HVAC systems, sump pumps, medical equipment, electric vehicles; items less than $100; and electrical products that cannot be replaced with like kind and quality (e.g. antiques). Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Covered Systems:
- Surge
Annual Benefit Amount:
- $1,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day wait period with a money-back guarantee
HomeServe USA Repair Management Corp. ("HomeServe"), with corporate offices located at 45 Glover Avenue, 6th Floor, Norwalk, CT 06850, is an independent company separate from your local utility or community and offers this optional service plan as an authorized representative of the contract providers as stated under each specific product offering.
‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.