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Find Your Coverage from HomeServe
Find Your Coverage from HomeServe
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With affordable coverage from HomeServe, you:
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Save Money
We foot the bill on covered repairs up to the benefit amount.
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Save time
With access to a 24/7 hotline to schedule a repair, you don’t have to search for trusted repair help.
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Stress Less
Knowing your work is in professional hands and comes with a one-year repair guarantee.*
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Manage More
HomeServe ID puts your account in your hands, anytime, anywhere.
*Tech Protection and Surge Plan repairs are guaranteed for 90 days.
Disclosure/Rebate Schedule
HomeServe USA Repair Management (Florida) Corp. (HSRMF) will offer the purchasers of the following home service contracts (sold in connection with HSRMF’s relationship with FPL Energy Services) an instant rebate for these home warranty products provided by Northcoast Warranty Services, License #49123. The amount of and the availability of the rebate will by no means depend upon the age, sex, race, nationality, ethnic origin, marital status, or occupation of the consumer. The rebate will be available to all customers purchasing this coverage. The plans are as follows:
Cooling System Plans:
• For the cooling system plan covering heat pumps, which normally costs $30.73, HSRMF will provide an instant rebate of $14.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $30.73 per month for the coverage after the first year instant rebate.
• For the cooling system plan which covers heat pumps and provides an annual tune up, which normally costs $38.73, HSRMF will provide an instant rebate of $18.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $38.73 per month for the coverage after the first year instant rebate.
Exterior Electrical Line Coverage:
• For the exterior electrical line system plan, which normally costs $5.73, HSRMF will provide an instant rebate of $2.49 per month for one year, or over 50% of the cost of the plan. This means that you will pay $5.73 per month for the coverage after the first year instant rebate.
Interior Electrical Line Coverage:
• For the interior electrical line system plan, which normally costs $7.23, HSRMF will provide an instant rebate of $3.24 per month for one year, or over 50% of the cost of the plan. This means that you will pay $7.23 per month for the coverage after the first year instant rebate.
Water Heater Repair and Replacement Plan:
• For the water heater repair and replacement plan, which normally costs $10.24, HSRMF will provide an instant rebate of $4.74 per month for one year, or over 50% of the cost of the plan. This means that you will pay $10.24 per month for the coverage after the first year instant rebate.
Exterior Water Service Line Plus Coverage:
• For the exterior water service line plan, which normally costs $8.23, HSRMF will provide an instant rebate of $3.74 per month for one year, or over 50% of the cost of the plan. This means that you will pay $8.23 per month for the coverage after after the first year instant rebate.
Exterior Sewer/Septic Line Plus Coverage:
• For the exterior sewer/septic line plan, which normally costs $10.73, HSRMF will provide an instant rebate of $4.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $10.73 per month for the coverage after the first year instant rebate.
Interior Plumbing and Drainage System Coverage:
• For the interior plumbing and draining system plan, which normally costs $14.73, HSRMF will provide an instant rebate of $6.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $14.73 per month for the coverage after the first year instant rebate.
Electrical Line Plus Coverage:
• For Electrical Line Plus Coverage, which normally costs $9.74, HSRMF will provide an instant rebate of $4.49 per month for one year, or over 50% of the cost of the plan. This means that you will pay $9.74 per month for the coverage after the first year instant rebate.
Exterior Electrical Line Plus Coverage:
• For Exterior Electrical Line Plus Coverage, which normally costs $6.74, HSRMF will provide an instant rebate of $2.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $6.74 per month for the coverage after the first year instant rebate.
As a homeowner, you are responsible for some components of the exterior electrical system on your property, and you must arrange and pay for any necessary repairs. This illustration shows the location of some of these components. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreExterior Electrical
Covered Systems
- Exterior Electrical Line
Annual Benefits
- Unlimited benefit amount
- Multiple service calls / $5,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Meter base
- Insulator
- Riser
- Permanent wiring overhead
- Permanent underground wiring
- Functional frayed wiring
Eligibility
Eligible
To be eligible, you must own the residential single structure
If your exterior wiring is underground, you have to own the land your structure is on
If your exterior wiring is overhead, you do not have to own the land your structure is on
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment
Your system was not installed per code
Your entire system is shared with a 3rd party or covered by an association
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Exclusions
Damage from disconnection or interruption to the main electrical supply; transformers; repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage doors, and thermostats and similar type systems; generators; non-utility supplied power and/or lines; appliances; meter pedestals; pool heaters; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). The meter that measures the amount of electricity used is not covered by this plan, but it is maintained by FPL. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Electrical Line
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls / $5,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the interior electrical system in your home, and you may need to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this system and how much licensed and insured electricians would typically charge. ‡National average repair costs as of December 2024.
Read MoreInterior Electrical
Covered Systems
- Interior Electrical Line
Annual Benefits
- $4,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Breaker panel
- Fuse box
- Switches
- Outlets
- Disconnect boxes
- Wiring
- Breakers
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment or your system was not installed per code
Your entire system is shared with a 3rd party or covered by an association
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Exclusions
Appliances; service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage door systems, thermostats and similar type systems; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Interior Electrical Line
Annual Benefit Amount:
- $4,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the water heater in your home, and you may have to arrange and pay for any necessary repairs. Below are some examples of covered water heater components. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreWater Heater Repair & Replacement
Covered Systems
- Gas/Electric Water Heater Repair
- Gas/Electric Water Heater Replacement
Annual Benefits
- $1,500 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 90-day wait period for water heater replacement
- One-year guarantee on all covered repairs
Covered Repairs
- Pilot light
- Burner supply tube and assembly
- Temperature control
- Drain and gas valves
- Main burner
- Water Heater replacement if necessary
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment, your system was not installed per code, or per manufacturer specifications
Your entire system is shared with a 3rd party or covered by an association
Your system is commercial grade, larger than 100 gallons, installed on a roof, tankless, solar, geothermal, oil, electric hybrid (also known as a heat pump water heater), smart system, equipped with Wi-Fi or Bluetooth functionality, hanging tank-based, or combination home heating/domestic hot water unit
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Exclusions
Jacket and interior doors, heat exchangers, exhaust venting, expansion tanks, non-flexible gas and water supply and delivery piping, and electrical service wiring; damage due to restricted lines or water pressure over 80 P.S.I.; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). For replacement, a change in fuel type is not covered. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Gas/Electric Water Heater Repair
- Gas/Electric Water Heater Replacement
Annual Benefit Amount:
- $1,500 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 90-day wait period for water heater replacement
- One-year guarantee on all covered repairs
This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreInterior Plumbing & Drainage System
Covered Systems
- Interior Plumbing
- Interior Drainage Lines
Annual Benefits
- $7,000 maximum benefit amount
- 2 calls / $3,500 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Blocked drain
- Repair/replace burst interior water pipe
- Leaking supply pipe to hot water heater
- Unblocking an overflowing toilet or sink due to clogged drains
- Leaking wax seal
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your lines at enrollment, your line(s) was not installed per code
Your entire line(s) is shared with a 3rd party or covered by an association
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Exclusions
Non-conforming drain lines; appliances, fittings, fixtures, hose bibbs, vent stacks, pressure reducing valves, backflow prevention devices, fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems, pumps, or grinders; frozen pipes; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Interior Plumbing
- Interior Drainage Lines
Annual Benefit Amount:
- $7,000 maximum benefit amount
Annual Service Calls:
- 2 calls / $3,500 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
As a homeowner, you are responsible for the cooling system on your property and you will have to arrange and pay for any necessary repairs. This illustration shows a typical cooling system found on your property. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreHeat Pump/Cooling System Plus
Covered Systems
- Electric Central Air Cooling System
- Electric Central Air Cooling System Tune-Up
- Heat Pump
Annual Benefits
- $2,500 maximum benefit amount
- Electric Central Air Cooling System: Multiple service calls up to annual benefit
- Electric Central Air Cooling System Tune-Up: 1 call / 1 Annual Tune-Up per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Capacitors
- Circuit boards
- Internal fuses
- Breakers
- Condensate pumps
- Condenser motor
- Condenser fan
- Contactor switches
- Delay timer
- Fan controls
- Fan relays
- Filter dryer
- High and low pressure switches
- Limit controls
- Transformers
- Valves
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment, your system was not installed per code, or per manufacturer specifications
Your entire system is shared with a 3rd party or covered by an association
Your system has non-compliant components, exceeds 5 tons capacity, is installed on a roof, or is an ammonia cooling, geothermal heat pump, ductless, window, through-the-wall, or hanging unit
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Exclusions
Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, king and reversing valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them; any maintenance work not included in a tune-up; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Electric Central Air Cooling System
- Electric Central Air Cooling System Tune-Up
- Heat Pump
Annual Benefit Amount:
- $2,500 maximum benefit amount
- Electric Central Air Cooling System: $2,500
- Electric Central Air Cooling System Tune-Up: 1 Annual Tune-Up
Annual Service Calls:
- Electric Central Air Cooling System: Multiple service calls up to annual benefit
- Electric Central Air Cooling System Tune-Up: 1 call / 1 Annual Tune-Up per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the sewer/septic line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows the repairs that are performed on this line and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreEnhanced Exterior Sewer/Septic Line Plus
Covered Systems
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
Annual Benefits
- Exterior Sewer/Septic Line: Multiple service calls / $12,000 per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Unblocking
- Excavation to expose pipe
- Fitting external valves
- Pipe replacement or repair
- Fusing
- Repair or replacement of seals and joints
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
- Locating the blockage or collapse
Eligibility
Eligible
To be eligible, you must own the residential single structure and the land it’s on
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your line at enrollment or your line was not installed per code
Your entire line is shared with a 3rd party or covered by an association
Your line previously had roots removed or failed a system test without resolution
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Exclusions
Non-conforming drain lines, septic/collection tanks, leaching fields, grinder pumps, lines that branch off and do not connect back to the primary system, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Sewer/Septic Line
- Pavement/Yard/Landscape Restoration
- Drain Cleaning
Annual Benefit Amount:
- Exterior Sewer/Septic Line: Unlimited
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Sewer/Septic Line: Multiple service calls / $12,000 per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the water service line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this line and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreEnhanced Exterior Water Line
Covered Systems
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefits
- Exterior Water Service Line: Multiple service calls / $7,000 per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
Covered Repairs
- Excavation to expose pipe
- Pipe replacement or repair
- Repair or replacement of seals and joints
- Unblocking
- Fitting external valves
- Fusing
- Locating the leak
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
Eligibility
Eligible
To be eligible, you must own the residential single structure and the land it’s on
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Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your line at enrollment
Your line was not installed per code
Your entire line is shared with a 3rd party or covered by an association
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Exclusions
Frozen lines, any tanks or appliances, lines that have failed a proactive inspection or test when no operational failure has occurred, branch lines, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefit Amount:
- Exterior Water Service Line: Unlimited
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Water Service Line: Multiple service calls / $7,000 per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- One-year guarantee on all covered repairs
*This optional coverage is offered by FPL Home, Florida License #E099597, and not Florida Power & Light Company (“FPL”). FPL Home is an unregulated subsidiary of FPL. The coverage is administered by *HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #P129179, with corporate offices located at 45 Glover Avenue, 6th Floor, Norwalk, CT 06850. The coverage is provided by the contract issuer as stated under each individual plan. FPL Home, HomeServe and Northcoast Warranty Services are each separate and independent companies. This service plan is not provided by your local electric or water utility. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from FPL. FPL Home and HomeServe entered into a commercial agreement to introduce these plans.
All the plans below include an instant rebate.
Disclosure/Rebate Schedule
HomeServe USA Repair Management (Florida) Corp. (HSRMF) will offer the purchasers of the following home service contracts (sold in connection with HSRMF’s relationship with FPL Energy Services) an instant rebate for these home warranty products provided by Northcoast Warranty Services, License #49123. The amount of and the availability of the rebate will by no means depend upon the age, sex, race, nationality, ethnic origin, marital status, or occupation of the consumer. The rebate will be available to all customers purchasing this coverage. The plans are as follows:
Cooling System Plans:
• For the cooling system plan covering heat pumps, which normally costs $30.73, HSRMF will provide an instant rebate of $14.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $30.73 per month for the coverage after the first year instant rebate.
• For the cooling system plan which covers heat pumps and provides an annual tune up, which normally costs $38.73, HSRMF will provide an instant rebate of $18.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $38.73 per month for the coverage after the first year instant rebate.
Exterior Electrical Line Coverage:
• For the exterior electrical line system plan, which normally costs $5.73, HSRMF will provide an instant rebate of $2.49 per month for one year, or over 50% of the cost of the plan. This means that you will pay $5.73 per month for the coverage after the first year instant rebate.
Interior Electrical Line Coverage:
• For the interior electrical line system plan, which normally costs $7.23, HSRMF will provide an instant rebate of $3.24 per month for one year, or over 50% of the cost of the plan. This means that you will pay $7.23 per month for the coverage after the first year instant rebate.
Water Heater Repair and Replacement Plan:
• For the water heater repair and replacement plan, which normally costs $10.24, HSRMF will provide an instant rebate of $4.74 per month for one year, or over 50% of the cost of the plan. This means that you will pay $10.24 per month for the coverage after the first year instant rebate.
Exterior Water Service Line Plus Coverage:
• For the exterior water service line plan, which normally costs $8.23, HSRMF will provide an instant rebate of $3.74 per month for one year, or over 50% of the cost of the plan. This means that you will pay $8.23 per month for the coverage after after the first year instant rebate.
Exterior Sewer/Septic Line Plus Coverage:
• For the exterior sewer/septic line plan, which normally costs $10.73, HSRMF will provide an instant rebate of $4.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $10.73 per month for the coverage after the first year instant rebate.
Interior Plumbing and Drainage System Coverage:
• For the interior plumbing and draining system plan, which normally costs $14.73, HSRMF will provide an instant rebate of $6.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $14.73 per month for the coverage after the first year instant rebate.
Electrical Line Plus Coverage:
• For Electrical Line Plus Coverage, which normally costs $9.74, HSRMF will provide an instant rebate of $4.49 per month for one year, or over 50% of the cost of the plan. This means that you will pay $9.74 per month for the coverage after the first year instant rebate.
Exterior Electrical Line Plus Coverage:
• For Exterior Electrical Line Plus Coverage, which normally costs $6.74, HSRMF will provide an instant rebate of $2.99 per month for one year, or over 50% of the cost of the plan. This means that you will pay $6.74 per month for the coverage after the first year instant rebate.
‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.