Take control of your home repairs
With Electrical Surge Coverage from HomeServe, you'll be protected if your valuable electrical products fail as a result of an electrical surge up to your benefit amount. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreSurge Help Home Electronics Loss Protection ($1,000)
Covered Systems
- Surge
Annual Benefits
- $1,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
Covered Repairs
- Refrigerators
- Clothes washers and dryers
- Dishwashers
- Blenders, mixers and toasters
- Microwaves
- Televisions
- Window air conditioning units
- Thermostats and lamps
- Computers
- DVD/Blue-ray players and game consoles
- Printers, scanners and tablets
Eligibility
Eligible
To be eligible, you must own or rent the residential single structure or a unit within a structure
If you own or rent a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your electrical products at enrollment, your electrical products were not installed per code or per manufacturer specifications
Your electrical products are shared with a 3rd party or covered by an association
-
Exclusions
Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply.
Covered Systems:
- Surge
Annual Benefit Amount:
- $1,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
With Electrical Surge Coverage from HomeServe, you'll be protected if your valuable electrical products fail as a result of an electrical surge up to your benefit amount. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreSurge Help Home Electronics Loss Protection ($2,000)
Covered Systems
- Surge
- Surge
Annual Benefits
- $2,000 maximum benefit amount
- Surge: Multiple service calls up to annual benefit
- Surge: Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
Covered Repairs
- Refrigerators
- Clothes washers and dryers
- Dishwashers
- Blenders, mixers and toasters
- Microwaves
- Televisions
- Window air conditioning units
- Thermostats and lamps
- Computers
- DVD/Blue-ray players and game consoles
- Printers, scanners and tablets
Eligibility
Eligible
To be eligible, you must own or rent the residential single structure or a unit within a structure
If you own or rent a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your electrical products at enrollment, your electrical products were not installed per code or per manufacturer specifications
Your electrical products are shared with a 3rd party or covered by an association
-
Exclusions
Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply.
Covered Systems:
- Surge
- Surge
Annual Benefit Amount:
- $2,000 maximum benefit amount
- Surge: $2,000
- Surge: $2,000
Annual Service Calls:
- Surge: Multiple service calls up to annual benefit
- Surge: Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
With Electrical Surge Coverage from HomeServe, you'll be protected if your valuable electrical products fail as a result of an electrical surge up to your benefit amount. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreSurge Help Home Electronics Loss Protection ($5,000)
Covered Systems
- Surge
Annual Benefits
- $5,000 maximum benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
Covered Repairs
- Televisions
- Window air conditioning units
- Thermostats and lamps
- Computers
- DVD/Blue-ray players and game consoles
- Printers, scanners and tablets
- Refrigerators
- Clothes washers and dryers
- Dishwashers
- Blenders, mixers and toasters
- Microwaves
Eligibility
Eligible
To be eligible, you must own or rent the residential single structure or a unit within a structure
If you own or rent a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your electrical products at enrollment, your electrical products were not installed per code or per manufacturer specifications
Your electrical products are shared with a 3rd party or covered by an association
-
Exclusions
Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply.
Covered Systems:
- Surge
Annual Benefit Amount:
- $5,000 maximum benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
As a homeowner, you may be responsible for the sewer/septic line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows the repairs that are performed on this line and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreExterior Sewer/Septic Line
Covered Systems
- Exterior Sewer/Septic Line
- Drain Cleaning
Annual Benefits
- Unlimited benefit amount
- Multiple service calls / $12,000 per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Locating the blockage or collapse
- Unblocking
- Excavation to expose pipe
- Fitting external valves
- Pipe replacement or repair
- Fusing
- Repair or replacement of seals and joints
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
Eligibility
Eligible
To be eligible, you must own the residential single structure and the land it’s on
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your line at enrollment or your line was not installed per code
Your entire line is shared with a 3rd party or covered by an association
Your line previously had roots removed, failed a system test without resolution
-
Exclusions
Non-conforming drain lines, septic/collection tanks, leaching fields, grinder pumps, backflow prevention devices, lines that branch off and do not connect back to the primary system and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Sewer/Septic Line
- Drain Cleaning
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls / $12,000 per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the ductless mini-split system in your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreDuctless Heating & Cooling System Plus (3 Air Handlers)
Covered Systems
- Ductless
- Ductless Tune-Up
Annual Benefits
- Ductless: Multiple service calls up to annual benefit
- Ductless Tune-Up: 1 call / 1 Annual Tune-Up per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Blower motors
- Blower wheels
- Circuit boards
- Condensate pumps
- Fuses
- Removable valve cores
- Service port valve caps
- Transformers
- Thermistors
- Clearing of accessible condensate lines
- Condenser fan blades
- Condenser fan motors
- Defrost control boards
- Defrost sensors
- Electronic expansion valvepower heads
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
Only the following ductless heating and cooling systems are eligible: Mitsubishi, Fujitsu, Lennox, Daikin, Carrier, Trane or LG
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment, your system was not installed per code or per manufacturer specifications
Your entire system is shared with a 3rd party or covered by an association
Your system has more than 1 condenser or 3 air handlers; has non-compliant components, exceeds 5 tons capacity, is installed on a roof, or is an ammonia cooling, geothermal heat pump, window, through-the-wall, or hanging unit
-
Exclusions
Refrigerant conversions, air filters, compressors, condenser or evaporator coils, electric disconnects, remote control devices, metering systems that include TXV or 4-way valves, king/reversing valves, more than 1 pound of refrigerant, refrigerant for maintenance recharges, refrigerant leaks or searches, more than 1 condenser or 1 air handler, sheet metal work, remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; maintenance work not included in a tune-up; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). Additional exclusions apply. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe.
Covered Systems:
- Ductless
- Ductless Tune-Up
Annual Benefit Amount:
- Ductless: $2,500
- Ductless Tune-Up: 1 Annual Tune-Up
Annual Service Calls:
- Ductless: Multiple service calls up to annual benefit
- Ductless Tune-Up: 1 call / 1 Annual Tune-Up per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreHeating & Cooling Repair
Covered Systems
- Electric Central Air Cooling System
- Heating System
- Heat Pump
Annual Benefits
- Unlimited benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Standard thermostats, transformers and wiring/circuity
- Blower bearings, belts, pulleys, motors, shafts and controls
- Standard air filters and spark ignitors
- Capacitors, equipment fuses and low pressure regulators
- Disconnect fan, limit and rollout switches
- Main and pilot burners, pilot burner generators and thermocouples
- Capacitors and circuit boards
- Internal fuses or breakers
- Condensate pumps
- Condenser motor and fan
- Contactor switches and delay timer
- Fan controls, relays and filter dryer
- High and low pressure switches
- Limit controls
- Refrigerant (excluding maintenance recharges)
- Relays, transformers and valves
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your systems at enrollment, your systems were not installed per code, or per manufacturer specifications
Your entire systems are shared with a 3rd party or covered by an association
Your systems are installed on a roof; are geothermal heat pump, through the wall, or hanging units, your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, or is a combination ambient heat/domestic hot water heating unit, or your heat pump/cooling system has non-compliant components, exceeds 5 tons capacity, or is an ammonia cooling, ductless, or window unit
-
Exclusions
Remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). Additional exclusions apply.
Heating System: Air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply.
Heat Pump/Cooling System: Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them. Additional exclusions apply.
Covered Systems:
- Electric Central Air Cooling System
- Heating System
- Heat Pump
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MorePremium Heating & Cooling Repair
Covered Systems
- Electric Central Air Cooling System
- Heating System
- Heat Pump
Annual Benefits
- Unlimited benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Refrigerant (excluding maintenance recharges)
- Relays, transformers and valves
- Standard thermostats, transformers and wiring/circuity
- Blower bearings, belts, pulleys, motors, shafts and controls
- Standard air filters and spark ignitors
- Capacitors, equipment fuses and low pressure regulators
- Disconnect fan, limit and rollout switches
- Main and pilot burners, pilot burner generators and thermocouples
- Capacitors and circuit boards
- Internal fuses or breakers
- Condensate pumps
- Condenser motor and fan
- Contactor switches and delay timer
- Fan controls, relays and filter dryer
- High and low pressure switches
- Limit controls
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment, your system was not installed per code or per manufacturer specifications
Your entire system is shared with a 3rd party or covered by an association
Your systems are installed on a roof; are geothermal heat pump, through the wall, or hanging units; your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, or is a combination ambient heat/domestic hot water heating unit; or your cooling system has non-compliant components, exceeds 5 tons capacity, or is an ammonia cooling, ductless, or window unit
-
Exclusions
Remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). Additional exclusions apply. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe.
Heating System: Air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply.
Heat Pump/Cooling System: Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them. Additional exclusions apply.
Covered Systems:
- Electric Central Air Cooling System
- Heating System
- Heat Pump
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the water service line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this line and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreEnhanced Exterior Water Line
Covered Systems
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefits
- Exterior Water Service Line: Multiple service calls / Unlimited per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Excavation to expose pipe
- Pipe replacement or repair
- Repair or replacement of seals and joints
- Unblocking
- Fitting external valves
- Fusing
- Locating the leak
- Welding
- Pipe cutting
- Backfilling of areas disturbed by repairs
Eligibility
Eligible
To be eligible, you must own the residential single structure and the land it’s on
-
Not Eligible
You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your line at enrollment or your line was not installed per code
Your entire line is shared with a 3rd party or covered by an association
-
Exclusions
Frozen lines, any tanks or appliances, lines that have failed a proactive inspection or test when no operational failure has occurred, branch lines, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Water Service Line
- Pavement/Yard/Landscape Restoration
Annual Benefit Amount:
- Exterior Water Service Line: Unlimited
- Pavement/Yard/Landscape Restoration: $1,000 per covered repair
Annual Service Calls:
- Exterior Water Service Line: Multiple service calls / Unlimited per call
- Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you are responsible for some components of the exterior electrical system on your property, and you must arrange and pay for any necessary repairs. This illustration shows the location of some of these components. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreExterior Electrical Plus
Covered Systems
- Exterior Electrical Line
Annual Benefits
- Unlimited benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Meter base
- Insulator
- Riser
- Permanent wiring overhead
- Permanent underground wiring
- Functional frayed wiring
Eligibility
Eligible
To be eligible, you must own the residential single structure
If your exterior wiring is underground, you have to own the land your structure is on
If your exterior wiring is overhead, you do not have to own the land your structure is on
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment or your system was not installed per code
Your entire system is shared with a 3rd party or covered by an association
-
Exclusions
Damage from disconnection or interruption to the main electrical supply; transformers; repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage doors, and thermostats and similar type systems; generators; non-utility supplied power and/or lines; appliances; meter pedestals; pool heaters; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your utility. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Exterior Electrical Line
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreInterior Plumbing & Drainage System Plus
Covered Systems
- Interior Plumbing
- Interior Drainage Lines
Annual Benefits
- Unlimited benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
Covered Repairs
- Blocked drain
- Repair/replace burst interior water pipe
- Leaking supply pipe to hot water heater
- Unblocking an overflowing toilet or sink due to clogged drains
- Leaking wax seal
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your lines at enrollment or your line(s) was not installed per code
Your entire line(s) is shared with a 3rd party or covered by an association
-
Exclusions
Non-conforming drain lines; appliances, fittings, fixtures, hose bibbs not attached to your home, vent stacks, fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems, pumps, or grinders; frozen pipes; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Interior Plumbing
- Interior Drainage Lines
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- One-year guarantee on all covered repairs
As a homeowner, you may be responsible for the water heater in your home, and you may have to arrange and pay for any necessary repairs. Below are some examples of covered water heater components. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Read MoreWater Heater Repair & Replacement
Covered Systems
- Gas/Electric Water Heater Repair
- Gas/Electric Water Heater Replacement
Annual Benefits
- Unlimited benefit amount
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- 90-day wait period for water heater replacement
- One-year guarantee on all covered repairs
Covered Repairs
- Pilot light
- Burner supply tube and assembly
- Temperature control
- Drain and gas valves
- Main burner
- Water Heater replacement if necessary
Eligibility
Eligible
To be eligible, you must own the residential single structure or a unit within a structure
If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
-
Not Eligible
If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
You know of any current problems with your system at enrollment, your system was not installed per code or per manufacturer specifications
Your entire system is shared with a 3rd party or covered by an association
Your system is commercial grade, larger than 100 gallons, installed on a roof, solar, geothermal, oil, electric hybrid (also known as a heat pump water heater), smart system, equipped with Wi-Fi or Bluetooth functionality, hanging tank-based, or combination home heating/domestic hot water unit
-
Exclusions
Jacket and interior doors, heat exchangers, exhaust venting, expansion tanks, non-flexible gas and water supply and delivery piping, and electrical service wiring; damage due to restricted lines or water pressure over 80 P.S.I.; remediating or notifying you of mold or hazardous materials; any sections/parts not installed properly; repairs or replacement protected under other coverage; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). For replacement, a change in fuel type is not covered. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
Covered Systems:
- Gas/Electric Water Heater Repair
- Gas/Electric Water Heater Replacement
Annual Benefit Amount:
- Unlimited benefit amount
Annual Service Calls:
- Multiple service calls up to annual benefit
- Service Call Fee: $0
- 30-day review period
- 90-day wait period for water heater replacement
- One-year guarantee on all covered repairs
Many people do not know that a manufacturer’s warranty typically only covers defects in materials and workmanship and lasts for a limited time only. That's why being prepared with a Tech Protection Essential plan from HomeServe is a smart idea. The plan also covers accidental damage from handling (for example, it covers cracked screens, drops or liquid damage on laptops and tablets), normal wear and tear, and power surges.
Read MoreTech Protection Essential
Covered Systems
- Television
- Tablet
- Computer
Annual Benefits
- $3,000 maximum benefit amount
- Television: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Service Call Fee $100
- 30-day review period
Covered Repairs
- Desktops
- Flat screen televisions
- LCD televisions
- Plasma televisions
- LED televisions
- Laptops
- Monitors
- Keyboards (wired or wireless)
- Computer mice (wired or wireless)
- Tablets
Eligibility
Eligible
To be eligible for coverage for up to 3 of the following consumer electronics: flat screen TVs, personal computers and tablet computers (“Devices”) you must own or rent the residential structure or a unit within a structure
-
Not Eligible
If your property is used for commercial purposes
-
Exclusions
Losses caused by accident to flat screen TV; losses caused by theft, abuse, negligence, natural disaster, malwares, external factors (e.g., rust), or improper removal/installation of parts/peripheral devices; pre-existing conditions known at enrollment; Devices used solely for commercial purposes; accessories or peripheral devices; replaceable parts or connected items (e.g., batteries); or any loss or corruption of data and restoration of software and operating systems. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Covered Systems:
- Television
- Tablet
- Computer
Annual Benefit Amount:
- $3,000 maximum benefit amount
Annual Service Calls:
- Television: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Service Call Fee $100
- 30-day review period
Many people do not know that a manufacturer’s warranty typically only covers defects in materials and workmanship and lasts for a limited time only. That's why being prepared with a Tech Protection Premier plan from HomeServe is a smart idea. The plan also covers accidental damage from handling (for example, it covers cracked screens, drops or liquid damage on mobile phones, laptops, and tablets), normal wear and tear, and power surges.
Read MoreTech Protection Premier ($50 Service Call Fee)
Covered Systems
- Television
- Cell Phone
- Computer
- Tablet
Annual Benefits
- $3,000 maximum benefit amount
- Television: Multiple service calls / $1,500 per call
- Cell Phone: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Service Call Fee $50
- 30-day review period
Covered Repairs
- Flat screen televisions
- LCD televisions
- Plasma televisions
- LED televisions
- Laptops
- Desktops
- Monitors
- Keyboards (wired or wireless)
- Computer mice (wired or wireless)
- Tablets
- Cell phones
Eligibility
Eligible
An owner or renter of a residential property may be eligible for coverage for up to 3 of the following consumer electronics: cell phones, flat screen TVs, personal computers and tablet computers (“Devices”)
-
Not Eligible
If your property is used for commercial purposes
-
Exclusions
Losses caused by accident to flat screen TV; losses caused by theft, abuse, negligence, natural disaster, malwares, external factors (e.g., rust), or improper removal/installation of parts/peripheral devices; pre-existing conditions known at enrollment; Devices used solely for commercial purposes; accessories or peripheral devices; replaceable parts or connected items (e.g., batteries); or any loss or corruption of data and restoration of software and operating systems. Additional exclusions apply.
Covered Systems:
- Television
- Cell Phone
- Computer
- Tablet
Annual Benefit Amount:
- $3,000 maximum benefit amount
Annual Service Calls:
- Television: Multiple service calls / $1,500 per call
- Cell Phone: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Service Call Fee $50
- 30-day review period
Many people do not know that a manufacturer’s warranty typically only covers defects in materials and workmanship and lasts for a limited time only. That's why being prepared with a Tech Protection Essential plan from HomeServe is a smart idea. The plan also covers accidental damage from handling (for example, it covers cracked screens, drops or liquid damage on laptops and tablets), normal wear and tear, and power surges.
Read MoreTech Protection Essential ($50 Service Call Fee)
Covered Systems
- Tablet
- Television
- Computer
Annual Benefits
- $3,000 maximum benefit amount
- Tablet: Multiple service calls / $1,000 per call
- Television: Multiple service calls / $1,500 per call
- Computer: Multiple service calls / $1,500 per call
- Service Call Fee $50
- 30-day review period
Covered Repairs
- Desktops
- Flat screen televisions
- LCD televisions
- Plasma televisions
- LED televisions
- Laptops
- Monitors
- Keyboards (wired or wireless)
- Computer mice (wired or wireless)
- Tablets
Eligibility
Eligible
An owner or renter of a residential property may be eligible for coverage for up to 3 of the following consumer electronics: flat screen TVs, personal computers and tablet computers (“Devices”)
-
Not Eligible
If your property is used for commercial purposes
-
Exclusions
Losses caused by accident to flat screen TV; losses caused by theft, abuse, negligence, natural disaster, malwares, external factors (e.g., rust), or improper removal/installation of parts/peripheral devices; pre-existing conditions known at enrollment; Devices used solely for commercial purposes; accessories or peripheral devices; replaceable parts or connected items (e.g., batteries); or any loss or corruption of data and restoration of software and operating systems. Additional exclusions apply.
Covered Systems:
- Tablet
- Television
- Computer
Annual Benefit Amount:
- $3,000 maximum benefit amount
Annual Service Calls:
- Tablet: Multiple service calls / $1,000 per call
- Television: Multiple service calls / $1,500 per call
- Computer: Multiple service calls / $1,500 per call
- Service Call Fee $50
- 30-day review period
Many people do not know that a manufacturer’s warranty typically only covers defects in materials and workmanship and lasts for a limited time only. That's why being prepared with a Tech Protection Premier plan from HomeServe is a smart idea. The plan also covers accidental damage from handling (for example, it covers cracked screens, drops or liquid damage on mobile phones, laptops, and tablets), normal wear and tear, and power surges.
Read MoreTech Protection Premier
Covered Systems
- Cell Phone
- Computer
- Tablet
- Television
Annual Benefits
- $3,000 maximum benefit amount
- Cell Phone: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Television: Multiple service calls / $1,500 per call
- Service Call Fee $100
- 30-day review period
Covered Repairs
- LCD televisions
- Plasma televisions
- LED televisions
- Laptops
- Desktops
- Monitors
- Keyboards (wired or wireless)
- Computer mice (wired or wireless)
- Tablets
- Cell phones
- Flat screen televisions
Eligibility
Eligible
An owner or renter of a residential property may be eligible for coverage for up to 3 of the following consumer electronics: cell phones, flat screen TVs, personal computers and tablet computers (“Devices”)
-
Not Eligible
If your property is used for commercial purposes
In IA, properties with more than 4 dwelling units are not eligible
-
Exclusions
Losses caused by accident to flat screen TV; losses caused by theft, abuse, negligence, natural disaster, malwares, external factors (e.g., rust), or improper removal/installation of parts/peripheral devices; pre-existing conditions known at enrollment; Devices used solely for commercial purposes; accessories or peripheral devices; replaceable parts or connected items (e.g., batteries); or any loss or corruption of data and restoration of software and operating systems. Additional exclusions apply.
Covered Systems:
- Cell Phone
- Computer
- Tablet
- Television
Annual Benefit Amount:
- $3,000 maximum benefit amount
Annual Service Calls:
- Cell Phone: Multiple service calls / $1,000 per call
- Computer: Multiple service calls / $1,500 per call
- Tablet: Multiple service calls / $1,000 per call
- Television: Multiple service calls / $1,500 per call
- Service Call Fee $100
- 30-day review period
*HomeServe USA Repair Management Corp. ("HomeServe"), Virginia License #127703, with corporate offices located at 45 Glover Avenue, 6th Floor, Norwalk, CT 06850, is an independent company separate from NOVEC Solutions, a wholly-owned affiliate of Northern Virginia Electric Cooperative (NOVEC), and offers this optional service plan as an authorized representative of the service contract provider as stated under each specific plan offering. Your choice of whether to purchase this service plan will not affect the price, availability or terms of service from NOVEC. NOVEC and HomeServe entered into a commercial agreement to introduce these plans to NOVEC's customers.
‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.