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Interior Protection Plan

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Interior Protection Plan

30 Day Money Back Guarantee

Why choose this plan:

  • 24-hour repair hotline
  • Local, licensed and insured technicians
  • One-year guarantee on all covered repairs

What's covered

  • Gas Line
  • Interior Plumbing and Drainage
  • Interior Electrical Line
  • Water Heater Repair and Replacement
  • Heating System
  • Cooling System

Most heating, central A/C and water heater components cost hundreds of dollars to replace. Replacement of a water service line can cost thousands. Repairs to your gas line can cost up to $1,000.*

How a heating and cooling system failure can affect your home:

  • freon or coolant leak can prevent cool air from flowing into your home
  • circuit board failure can cause the breaker to keep tripping

Problems with your hot water heater can cause:

  • no hot water for showering or washing
  • noise and odor due to sediment build-up

Gas line problems can cause:

  • inefficient or non-working heating and hot water system
  • release of carbon monoxide into your home

Interior plumbing problems can cause:

  • burst pipes behind your walls or ceilings
  • blocked or slow shower or sink drains
  • leaking supply pipe to your water heater

Many homeowners do not know that basic homeowners insurance only covers things like property damage to your home, but not damage due to normal wear and tear to your gas, interior electric or water service lines, heating or cooling systems, and water heater. If any of these systems fail it can be a hassle and may cost you thousands of dollars if replacement is needed. Note: If you suspect you have a gas leak, please leave the area and call your gas company or 911 immediately.

*National average repair costs as of March 2018. No charge for covered repairs up to your annual benefit amount. There is a 90-day wait for water heater replacement.


Your comfortable lifestyle relies on a variety of systems in your home. If one of those systems – such as the electrical line or cooling or heating system – malfunctions due to normal wear and tear, repairs can be inconvenient and expensive.

The Interior Protection Plan from HomeServe covers your interior electrical wiring, water service and drainage pipes, water heater, heating system, cooling system, and gas line for covered repairs with $2,500 of annual coverage per system, which is up to $10,000 of total maximum annual benefit. Keep your home’s systems and appliances running with this optional protection plan.

Frequently asked questions

What is the cancellation policy?
You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro rata refund less any claims paid (where applicable). Most basic homeowners insurance policies do not cover repair or replacement due to normal wear and tear of these components. If you find you have similar protection, you can cancel and receive a refund of your service agreement fee, less any claims paid (where applicable).
What quality of repair can I expect?
Local, licensed and insured technicians perform covered repairs, which are guaranteed against defects in materials and workmanship for one year.
Does my homeowners insurance cover this?
Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, are responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home.
Who is HomeServe?
HomeServe is an independent provider of home repair service solutions. For over a decade, we have helped homeowners protect against the expense and inconvenience of water, sewer, electrical, heating, and cooling home emergencies by managing affordable coverage, and offering a quality service. HomeServe, with an A+ rating with the Better Business Bureau, serves more than 4 million homeowners in the U.S. and Canada and dedicates itself to being a customer-focused company providing best-in-class emergency repair services through leading utility partners, municipalities and directly to consumers.
What We Do?
Plans from HomeServe help protect homeowners from the high cost and hassle of covered emergency home repairs with repair service plans that cover parts and labor to repair critical electrical, gas, heating, cooling, and water systems. These affordable plans provide repair service in an emergency through our 24/7 repair hotline by local, licensed, and insured technicians and come with a one-year guarantee* on all covered repairs. *Surge plans have 90 day guarantee.

*Surge Plans include a 90 day repair guarantee.
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