icon category

Home Plumbing and Drainage Coverage

product icon

Home Plumbing and Drainage Coverage

30 Day Money Back Guarantee

Why choose this plan:

  • 24-hour repair hotline
  • Local, licensed and insured technicians
  • One-year guarantee on all covered repairs

What's covered

  • Locating the blockage or collapse
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking
  • Fitting external valves
  • Fusing
  • Welding
  • Pipe cutting
  • Backfilling of areas disturbed by repairs
  • Leaking supply pipe to hot water heater
  • Repair/replace burst interior water pipe
  • Unblocking an overflowing toilet or sink due to clogged drains
  • Leaking wax seal
  • Blocked drain

It can cost hundreds of dollars to clear clogged lines, snake drains, and fix leaking pipes and thousands of dollars to repar your sewer/septic line.*

Interior plumbing problems can cause:

  • burst pipes behind your walls or ceilings
  • blocked or slow shower or sink drains
  • leaking supply pipe to your water heater

As a homeowner, you may be responsible for the plumbing and drainage lines inside your home and for the sewer/septic line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge.

*HomeServe national average repair costs as of June 2020. No charge for covered repairs up to your service call benefit amount.


Your home has a complex network of plumbing and drainage pipes, valves and drains which can break down without warning due to normal wear and tear. There are multiple places where these systems can experience problems, and you may be responsible for pricey replacements and repairs.

Home Plumbing and Drainage Coverage from HomeServe provides covered repairs for your exterior sewer/septic line and interior plumbing and drainage pipes. For your sewer/septic line, you receive two service calls, up to $7,000 of annual of coverage. Each call covers up to $3,500 of repairs. For your interior plumbing and drainage pipes, you receive two service calls, up to $5,000 of annual coverage, with each call covering up to $2,500 of repairs. This annual benefit totaling $12,000 can help protect you from the high costs of repairs.

Frequently asked questions

What is the cancellation policy?
You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro rata refund less any claims paid (where applicable). Most basic homeowners insurance policies do not cover repair or replacement due to normal wear and tear of these components. If you find you have similar protection, you can cancel and receive a refund of your service agreement fee, less any claims paid (where applicable).
What quality of repair can I expect?
Local, licensed and insured technicians perform covered repairs, which are guaranteed against defects in materials and workmanship for one year.
Does my homeowners insurance cover this?
Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, are responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home.
Who is HomeServe?
HomeServe is an independent provider of home repair service solutions. For over a decade, we have helped homeowners protect against the expense and inconvenience of water, sewer, electrical, heating, and cooling home emergencies by managing affordable coverage, and offering a quality service. HomeServe, with an A+ rating with the Better Business Bureau, serves more than 4 million homeowners in the U.S. and Canada and dedicates itself to being a customer-focused company providing best-in-class emergency repair services through leading utility partners, municipalities and directly to consumers.
What We Do?
Plans from HomeServe help protect homeowners from the high cost and hassle of covered emergency home repairs with repair service plans that cover parts and labor to repair critical electrical, gas, heating, cooling, and water systems. These affordable plans provide repair service in an emergency through our 24/7 repair hotline by local, licensed, and insured technicians and come with a one-year guarantee* on all covered repairs. *Surge plans have 90 day guarantee.

*Surge Plans include a 90 day repair guarantee.
Back to Top Back to Top