Homeownership is easy until things break. That’s why having an affordable home repair plan from HomeServe is your best defense. The local, licensed contractors from HomeServe's network will work to fix your repair, guarantee their work for a full year, and help to free you from the worry and inconvenience that comes with dealing with emergency home repairs. While HomeServe is not a licensed contractor, the repairs will be conducted by our network of trusted, licensed and reliable local contractors.

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Exterior Water Service Line
Key Plan Details
As a homeowner, you may be responsible for the water service line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this line and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.

Exterior Water Service Line

$ 7.48 PER MONTH
Important Coverage Information
  • Exterior Water Service Line
  • Pavement/Yard/Landscape Restoration
  • $7,000 maximum benefit amount
  • Exterior Water Service Line: Multiple service calls up to annual benefit
  • Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking
  • Fitting external valves
  • Fusing
  • Locating the leak
  • Exterior Water Service Line Restoration Reimbursement (Up to $1,000 per covered repair)
  • Welding
  • Pipe cutting

  • Eligible

    To be eligible, you must own both the residential single structure and the land it is located on

  • Not Eligible

    You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior water service line before enrollment; or your entire exterior water service line is shared with a 3rd party or covered by a homeowners' association or the like. In IA, properties with more than 4 dwelling units are not eligible

  • Exclusions

    Frozen lines, branch lines, any tanks or appliances, replacement of any artificial grass or plants, restoration to water structures, pastures or wooded areas, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.

$ 7.48 /mo.

Covered Systems:

  • Exterior Water Service Line
  • Pavement/Yard/Landscape Restoration
  • $7,000 maximum benefit amount
  • Exterior Water Service Line: $7,000
  • Pavement/Yard/Landscape Restoration: $1,000 per covered repair
  • Exterior Water Service Line: Multiple service calls up to annual benefit
  • Pavement/Yard/Landscape Restoration: Multiple service calls / $1,000 per call
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information
Gas Line Plus
Key Plan Details
As a homeowner, you are responsible for the natural gas line in your home, and you will have to arrange and pay for any necessary repairs. This illustration shows the location of your gas line. Note: If you suspect you have a gas leak, please leave the area and call your gas company or 911 immediately. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.

Gas Line Plus

$ 4.99 PER MONTH
Important Coverage Information
  • Interior Gas Line
  • Interior Gas Restoration
  • Exterior Gas Line
  • Exterior Gas Line Restoration
  • $8,000 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Replace section of natural gas supply line
  • Repair/replace gas safety shutoff valve
  • Additional exterior restoration
  • Additional interior restoration

  • Eligible

    An owner of a residential single structure, or a unit within a structure, that is not intended to be moved

  • Not Eligible

    If your property is used for commercial purposes; you know of any current problems with your gas line before enrollment; or your gas line is shared with a 3rd party or covered by a homeowners’ association or the like

  • Exclusions

    Meter moves or replacements except when required by local code; appliances, fixtures or pressure regulating devices; lines not supplied by a utility or propane provider; restoration to water structures, replacement of any artificial grass or plants, pastures or wooded areas; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

$ 4.99 /mo.

Covered Systems:

  • $8,000 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information
Interior Plumbing & Drainage
Key Plan Details
This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit.

Interior Plumbing & Drainage

$ 11.99 PER MONTH
Important Coverage Information
  • Interior Plumbing
  • Interior Drainage Lines
  • $3,000 maximum benefit amount
  • 2 calls / $1,500 per call
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Leaking wax seal
  • Repair drain line (up to 25 ft.)
  • Blocked drain
  • Repair/replace burst interior water pipe
  • Leaking supply pipe to hot water heater
  • Unblocking an overflowing toilet or sink due to clogged drains

  • Eligible

    An owner of a residential single structure, or a unit within a structure, that is not intended to be moved

  • Not Eligible

    If your property is used for commercial purposes; you know of any current problems with your interior plumbing and drainage lines before enrollment; or your entire interior plumbing and drainage line is shared with a 3rd party or covered by a homeowners’ association or the like

  • Exclusions

    Appliances, fittings and fixtures; vent stacks; pressure reducing valves; backflow prevention devices; pumps or grinders; nonconforming drain lines; frozen pipes; fire suppression and other sprinkler systems, irrigation systems, distribution piping such as for radiators and heating systems, condensate drain lines for cooling systems; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

$ 11.99 /mo.

Covered Systems:

  • Interior Plumbing
  • Interior Drainage Lines
  • $3,000 maximum benefit amount
  • 2 calls / $1,500 per call
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information
Water Heater Repair (Gas/Electric Only)
Key Plan Details
As a homeowner, you may be responsible for the water heater in your home, and you may have to arrange and pay for any necessary repairs. Below are some examples of covered water heater components. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.

Water Heater Repair (Gas/Electric Only)

$ 6.99 PER MONTH
Important Coverage Information
  • Gas/Electric Water Heater Repair
  • $850 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Pilot light
  • Temperature control
  • Main burner
  • Burner supply tube and assembly
  • Drain and gas valves

  • Eligible

    An owner of a residential single structure, or a unit within a structure, that is not intended to be moved

  • Not Eligible

    If your property is used for commercial purposes; you know of any current problems with your water heater before enrollment; your entire water heater is shared with a 3rd party or covered by a homeowners’ association or the like; or your water heater is commercial grade, larger than 100 gallons, tankless, solar, geothermal, oil, is installed on a roof, is a hanging tank-based, or combination home heating/domestic hot water unit; or is not installed according to manufacturer specification

  • Exclusions

    Jacket and interior doors, heat exchangers, exhaust venting, expansion tanks, non-flexible water supply and delivery piping, electrical service wiring, damage due to restricted lines or water pressure over 80 P.S.I, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

$ 6.99 /mo.

Covered Systems:

  • Gas/Electric Water Heater Repair
  • $850 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information
Water Heater Repair (Gas/Electric Only)
Key Plan Details
*National average repair costs as of January 2016. No charge for covered repairs up to your annual benefit amount.

Water Heater Repair (Gas/Electric Only)

SAVE $5.00/mo. for your first year
$ 4.99 PER MONTH
$ 9.99 PER MONTH
Important Coverage Information
  • Gas/Electric Water Heater Repair
  • $850 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Main burner
  • Burner supply tube and assembly
  • Drain and gas valves
  • Pilot light
  • Temperature control

  • Eligible

    An owner of a residential single structure, or a unit within a structure, that is not intended to be moved

  • Not Eligible

    If you are aware of any pre-existing conditions, defects or deficiencies with your water heater, or if you have a commercial grade, larger than 100 gallon, tankless, solar, geothermal, oil, hanging or combination home heating/domestic hot water unit

    If your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; or your entire system(s) is shared with a 3rd party or covered by a homeowners' association or the like

  • Exclusions

    Jacket and interior doors, exhaust venting, expansion tanks, non-flexible water supply and delivery piping, electrical service wiring, damage due to restricted lines or water pressure over 80 P.S.I, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances.

$ 4.99 /mo.
SAVE $5.00/mo.
$9.99/mo. for your first year

Covered Systems:

  • Gas/Electric Water Heater Repair
  • $850 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information
Interior Electrical
Key Plan Details
As a homeowner, you may be responsible for the interior electrical system in your home, and you may need to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this system and how much licensed and insured electricians would typically charge. ‡National average repair costs as of December 2024.

Interior Electrical

$ 6.49 PER MONTH
Important Coverage Information
  • Interior Electrical Line
  • $2,500 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
  • Breaker panel
  • Fuse box
  • Wiring
  • Switches
  • Breakers
  • Outlets
  • Disconnect boxes

  • Eligible

    To be eligible, you must own the residential single structure or a unit within a structure

  • Not Eligible

    You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; or your interior electrical system is shared with a 3rd party or covered by a homeowners' association or the like and in IA, properties with more than 4 dwelling units are not eligible

  • Exclusions

    Appliances, service entrance conductors, knob and tube wiring, aluminum, or non-standard/non-permanent materials, damage or failure due to disconnection or interruption to the main electrical supply, repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage door systems, and thermostats and similar type systems, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.

$ 6.49 /mo.

Covered Systems:

  • Interior Electrical Line
  • $2,500 maximum benefit amount
  • Multiple service calls up to annual benefit
  • Service Call Fee: $0
  • 30-day review period with a money-back guarantee
  • One-year guarantee on all covered repairs
Important Coverage Information

Frequently asked questions

  • HomeServe is a leading provider of home repair solutions, serving nearly 5 million customers with more than 8.7 million protection plans in North America. Our goal is to provide homeowners with the tools to help protect against the expense, worry and inconvenience of plumbing, water, sewer, electrical, heating, and cooling emergencies.

  • Call HomeServe's 24/7 emergency repair hotline to schedule a repair appointment. A local repair expert will be sent to your home to fix your covered repair.

  • Your emergency is our emergency. Once your coverage begins, just call our 24/7 hotline to schedule your covered repair, and we will send an experienced, licensed professional to make the repair. In select areas, you can schedule service for covered repairs online.

  • Did you know most basic home insurance policies do not cover repair or replacement of home systems due to normal wear and tear? That is why having a plan is important. However, should you decide to cancel, you may do so at any time by calling 855-336-2465 or by visiting your online account.

  • Homeowners' insurance typically protects your home from things that might happen, like fires, theft, or natural disasters. A protection plan from HomeServe helps protect your budget from major repairs (water/sewer lines, heating and cooling, plumbing, and electric) due to wear and tear.

  • HomeServe offers home protection plans providing coverage for plumbing, HVAC, and electrical systems – each at a low monthly cost.

HomeServe NA Insurance Services ("HomeServe"), also known as Home Emergency Insurance Solutions California License #0F79326, with corporate offices located at 45 Glover Avenue, 6th Floor, Norwalk, CT 06850, is an independent company separate from your local utility or community and offers this optional service plan as an authorized representative of the contract providers as stated under each specific product offering.