icon category

Exterior Pipe Plan

product icon

Exterior Pipe Plan

30 Day Money Back Guarantee

Why choose this plan:

  • 24-hour repair hotline
  • Local, licensed and insured technicians
  • One-year guarantee on all covered repairs

What's covered

  • Locating the blockage or collapse
  • Excavation to expose pipe
  • Pipe replacement or repair
  • Repair or replacement of seals and joints
  • Unblocking
  • Fitting external valves
  • Fusing
  • Welding
  • Pipe cutting
  • Backfilling of areas disturbed by repairs
  • Locating the leak

Repair or replacement of an exterior water line or sewer/septic line can cost thousands of dollars.*

If your water service or sewer/septic line fails, it can cause:

  • water leaks or sewage in your yard
  • water leaks or sewage in your basement
  • low water pressure

As a homeowner, you may be responsible for the exterior water or sewer/septic line on your property, and you may have to arrange and pay for any necessary repairs. Buried pipes break — protect yours with an affordable plan from HomeServe and get protection from high repair costs with access to our 24/7 hotline where you can schedule repairs.

*National average repair costs as of March 2018. No charge for covered repairs up to your benefit amount. If your home has a private well, coverage also provides protection against repair or replacement of your water service line from the well casing to the external wall of your home.


As a home ages, so do the exterior water service and sewer/septic lines. Leaks and breaks are usually caused by aging of the pipe, corrosion, extreme temperatures, or settling or shifting of the ground. Because these lines are buried underground on your property and not typically inspected, a failure is almost impossible to predict. If these lines fail, replacement can cost thousands of dollars.

Most basic homeowners insurance doesn't cover repairs to the exterior water service line or sewer/septic line on your property from normal wear and tear. Be prepared with an affordable repair plan called Exterior Pipe Plan. $10,000 is the total maximum annual benefit for covered repairs to your exterior sewer/septic line and exterior water service line.

Frequently asked questions

What is the cancellation policy?
You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro rata refund less any claims paid (where applicable). Most basic homeowners insurance policies do not cover repair or replacement due to normal wear and tear of these components. If you find you have similar protection, you can cancel and receive a refund of your service agreement fee, less any claims paid (where applicable).
What quality of repair can I expect?
Local, licensed and insured technicians perform covered repairs, which are guaranteed against defects in materials and workmanship for one year.
Does my homeowners insurance cover this?
Many homeowners believe their utility companies or homeowners insurance is responsible for emergency repairs to the water, sewer, plumbing, electrical, heating and cooling systems, but the reality is that in many cases you, the homeowner, are responsible. Most basic homeowners insurance policies and local utility companies or municipalities do not cover repairs to or replacement of the major systems in and around your home.
Who is HomeServe?
HomeServe is an independent provider of home repair service solutions. For over a decade, we have helped homeowners protect against the expense and inconvenience of water, sewer, electrical, heating, and cooling home emergencies by managing affordable coverage, and offering a quality service. HomeServe, with an A+ rating with the Better Business Bureau, serves more than 4 million homeowners in the U.S. and Canada and dedicates itself to being a customer-focused company providing best-in-class emergency repair services through leading utility partners, municipalities and directly to consumers.
What We Do?
Plans from HomeServe help protect homeowners from the high cost and hassle of covered emergency home repairs with repair service plans that cover parts and labor to repair critical electrical, gas, heating, cooling, and water systems. These affordable plans provide repair service in an emergency through our 24/7 repair hotline by local, licensed, and insured technicians and come with a one-year guarantee* on all covered repairs. *Surge plans have 90 day guarantee.

*Surge Plans include a 90 day repair guarantee.
Back to Top Back to Top