Premium Home Protection Plan


Homeownership and home repairs go hand in hand. Age, wear and tear, as well as accidents, all contribute to the rising cost of repair and replacement of system components in your home. Some home repairs and projects can be planned and budgeted for ahead of time, like painting your home, while others, like plumbing issues, are difficult to predict and can cause stress for homeowners.

Unfortunately, most of these systems are not typically covered by basic homeowner’s insurance for age, wear or tear. That’s why HomeServe offers comprehensive home warranty plans so you can be better prepared for costly home repairs.

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What is a Premium Home Protection Plan?

With a Premium Home Protection Plan, you can have peace of mind. This home warranty plan covers your exterior water service line, exterior sewer/septic line, heating system, cooling system and gas line.

Relax in your home without worrying about how you’ll deal with stressful covered repairs, thanks to this inclusive home repair plan.

What Does a Premium Home Protection Plan Cover?

A premium home protection plan with HomeServe can include coverage for nine of your major home systems. These include:

  • Exterior water service and sewer/septic line
  • Exterior sewer/septic line
  • Gas line
  • Interior plumbing and drainage
  • Exterior and interior electrical lines
  • Water heater replacement
  • Heating and cooling systems

Responsibility for home repairs to your major household systems typically falls on a homeowner’s shoulders. That means, when a problem occurs, you’ll have to call for service and pay for the repairs. Being prepared with a home warranty from HomeServe means the cost of these services may be covered by your plan.

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What Problems Can Your Home Systems Cause?

There are many things that can go wrong with the appliances and systems in your home. Some of the issues that might occur include:

  • Water and foundation damage
  • Mold and mildew
  • Exposure to sewage
  • Power outages and shortages

Is a Premium Home Protection Plan Worth It?

Only you can be the judge of that — but consider, for example, plumbing system or heating and cooling system repairs. All the pipes, ducts and components of these systems are hidden inside walls, attics and crawl spaces. When one of these systems has a failure, there are often surrounding materials that get damaged, as well. These kinds of home repairs can cost thousands of dollars.

Compare this with a premium protection plan where, for a low monthly cost, all a homeowner has to do is make a phone call and schedule prompt service on a covered repair.

What HomeServe Customers Have to Say

  • Maple Heights, OH (Valerie)

    “Everything was handled quickly and professionally. Very happy and satisfied customer. Thank you!”

  • Norwalk, CT (Anthony)

    “Absolutely professional service. Timely

  • Brooklyn, NY (V.Reid)

    “The service people are polite

  • South Jersey, NJ (L. Morris)

    “The technician was very polite and I especially liked that he explained what he was doing and didn't mind showing me when I asked what the problem was.Anytime I've used this service I have been very pleased and have referred relatives and friends to get this service.I appreciate the help I get.”

Disclaimer: Coverage not available everywhere. Plan benefits, limitations and exclusions vary. To find specific plans available in your area, please use the zip-in feature on our site.

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