30 Day Money Back Guarantee
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Why You Should Get a Plan
Replacing a faulty 200 amp electrical panel, repairing interior wiring and replacing faulty and damaged GFCI outlets can cost an average of $1,884‡.
Problems with your interior electrical wiring can cause:
- faulty outlets and wall switches
- partial or full home "blackout"
- shorts in wiring causing fixtures to stop working or lights to flicker
As a homeowner, you may be responsible for the interior electrical system in your home, and you may need to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this system and how much licensed and insured electricians would typically charge. ‡National average repair costs as of January 2023.
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What's Covered
- Breaker panel
- Fuse box
- Switches
- Outlets
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Benefits
- $1,250 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day review period with a money-back guarantee
- One-year guarantee on all covered repairs
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Overview
Old or faulty wiring, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes, can cause problems around your house. Finding qualified help for emergency repairs can be time-consuming and expensive.
Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage. This optional coverage provides up to $1,250 in annual coverage with multiple service calls. Protect yourself from the high cost of repairs with a home service repair plan from HomeServe.
Important coverage information
Eligibility: This description of coverage, exclusions and conditions is not the actual contract; the actual contract will be sent to you within approximately 10 business days after we receive your Form. An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
Not Covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts 30 days after your Form is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation (if applicable), there is no review period and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. You will not be charged during the review period (if applicable). If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
Not Covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts 30 days after your Form is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation (if applicable), there is no review period and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. You will not be charged during the review period (if applicable). If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
What's covered?
Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
What's not covered?
Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
When can I make a service call?
Your plan starts 30 days after your Form is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation (if applicable), there is no review period and you can make a service call immediately.
HomeServe NA Insurance Services (“HomeServe”), also known as Home Emergency Insurance Solutions, California License #0F79326, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from San Jose Water and offers and administers this optional home protection plan as an authorized representative of AMT Home Protection Company, 800 Superior Avenue, Cleveland, Ohio 44114, the protection plan issuer. Your choice of whether to participate in this plan will not affect the price, availability or terms of water service from San Jose Water.
Interior Electrical Line Coverage for only $5.99/mo.