Electrical Surge Coverage ($3,000 annual benefit) Rail
50% off your first year
30 Day Money Back Guarantee
Why choose this plan:
- $3,000 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
What's covered
Repairing a leaking wax seal, replacing a burst interior water pipe, clearing blocked drains, and repairing a leaking supply pipe to a hot water heater can cost an average of $973‡.
If an electrical power surge occurs, it can cause damage to plugged in:
- desktop computers
- tablets
- televisions
This illustration shows repairs that are performed on these lines and how much licensed and insured plumbers would typically charge. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.
Overview
Power surges are unpredictable and can enter through your home’s electrical, phone, cable and data lines. While surge protectors offer some protection, your major appliances could still be at risk. Help protect your electrical products from damage due to power surges with a home service repair plan from HomeServe.
Have peace of mind and safeguard your major electrical appliances against the cost of repair due to a power surge. A surge coverage plan will protect you up to $3,000 annually if your valuable electrical appliances fail as a result of an electrical surge. Covered appliances include air conditioning units, clothes washer and dryers, refrigerators, dishwashers, and electric ranges.
Important coverage information
Eligible
- To be eligible, you must own or rent the residential single structure or a unit within a structure
Not Eligible
- If your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your electrical products before enrollment; your electrical products are entirely shared with a 3rd party or covered by a homeowners' association or the like; or are not installed according to manufacturer specifications
Exclusions
- HVAC systems, sump pumps, medical equipment, electric vehicles; items less than $100; and electrical products that cannot be replaced with like kind and quality (e.g. antiques). Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply.
Benefit Details: Coverage provides, up to the benefit amount, to repair or replace electrical products that fail due to an electrical surge, for which you have sole responsibility.
Not Covered: HVAC systems, sump pumps, medical equipment, electric vehicles; items less than $100; and electrical products that cannot be replaced with like kind and quality (e.g. antiques). Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period. You must call HomeServe within 30 days of an electrical surge event to start a claim.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from Indiana Michigan Power and offers this optional service plan as an authorized representative of the service contract provider, #obligor_name#, #obligor_address#. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Indiana Michigan Power.
Coverage plans from HomeServe are not regulated by the state utility commission. The program is offered as an option and is not a service in regulated rates. Failure to pay the coverage plan will not affect electric service.
Electrical Surge Coverage ($3,000 annual benefit) for only $2.99/mo.