Electrical Emergency and Breakdown Cover

Cover for your electrical wiring system, sockets, switches and fuse box

Don't let an electrical breakdown leave you in the dark, take out Electrical Emergency and Breakdown Cover and we'll be on hand to help get the lights back on if things go wrong. We'll even cover you for DIY accidents, so if you damage your electrics by mistake, you'll have access to a network of HomeServe approved engineers to help get things sorted.

What's covered?
  • Failed wiring
  • A breakdown of your fusebox
  • Broken power sockets or switches

Please see Product documents including Terms and Conditions for more details.

Main exclusions are:
  • Household appliances
  • Faults within your boiler

Is this cover right for you?

Before you apply for cover for your house or flat, we just need to check a few things…

  • Are you an eligible homeowner?
  • Are you only looking to cover your home's electrics?
  • Have you checked you’re not already covered elsewhere?

If you’ve answered ‘yes’ to all of the above, then it sounds like your requirements are of a homeowner looking for electrical cover.

Looking for something different?

No worries. We offer a range of options to cover other areas of your home, so you can pick one that suits you best.

Compare my options again

Unsure about something?

If you've come across something you don't understand, then contact us and we’ll be happy to help you.


To apply

£5
per month in the first year for new customers only.

Your excess: £0
Annual price: £60

The price will increase at renewal. Customers in their second year are currently paying £8.56 per month, £102.72 for the year, provided they have made no claims.

Please read the Important Information and Product Documents, and select an excess option that’s right for you, before proceeding.

Apply now

or call 0330 0247 004**

Choose your excess

Your excess is the amount you’ll have to pay up front each time you make a claim. The higher your excess, the cheaper your monthly premium.

If you keep your excess at £0, your monthly premium will be £5. However, this product is also available with a £30 excess for £3 per month.

Why trust HomeServe?

  • 24/7 claims line, 365 days a year
  • Access to our network of approved engineers
  • Over 25 years' experience taking care of UK homes
  • 12 months' guarantee on most repairs
  • You can read thousands of reviews from customers who have made a claim

Other information

** Calls may be recorded for quality control and training purposes. Calls to 03 numbers will cost you no more than 01 or 02 numbers, charges may vary depending on your network provider. Calls to 03 numbers will be part of inclusive minute plans for landlines and mobiles. Lines are open 8am to 8pm weekdays, 8am to 4pm Saturday and 10am to 4pm Sunday.