Electrical Emergency & Breakdown Cover

Cover for your electrical wiring system, sockets, switches and fuse box

Don't let an electrical breakdown leave you in the dark, take out Electrical Emergency & Breakdown Cover and we'll be on hand to help get the lights back on if things go wrong. We'll even cover you for DIY accidents, so if you damage your electrics by mistake, you'll have access to a network of HomeServe approved engineers to help get things sorted.

If you'd like to look at cover for different areas of your home, why not take a look at the range here.

What's covered?
  • Repairs to your home’s mains electrical wiring system
  • Repairs to a broken immersion heater

Please see Product documents including T&C's for more details.

Main exclusions are:
  • Household appliances
  • Faults within your boiler

To apply

£3
per month in the first year for new customers only.

Your excess: £30
Annual price: £36

The price will increase at renewal. Customers in their second year are currently paying £7 per month, £84 for the year, provided they have made no claims.

Please read the Important Information and Product Documents, and select an excess option that’s right for you, before proceeding.

Apply now

or call 0330 0247 004**

Choose your excess

Your excess is the amount you’ll have to pay up front each time you make a claim. The higher your excess, the cheaper your monthly premium.

If you keep your excess at £30, your monthly premium will be £3. However, this product is also available with a £0 excess for £5 per month.

Why trust HomeServe?

  • 24/7 claims line, 365 days a year
  • Access to our network of approved engineers
  • Over 25 years' experience taking care of UK homes
  • 12 months' guarantee on most repairs
  • You can read thousands of reviews from customers who have made a claim
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Reviews completed by customers who've claimed on their electrical cover policy


Other information

** Calls may be recorded for quality control and training purposes. Calls to 03 numbers will cost you no more than 01 or 02 numbers, charges may vary depending on your network provider. Calls to 03 numbers will be part of inclusive minute plans for landlines and mobiles. Lines are open 8am to 8pm weekdays, 8am to 4pm Saturday and 10am to 4pm Sunday.