Electrical breakdown cover

With cover for wiring, fusebox breakdowns and broken sockets, our Home Experts will help make sure that unexpected electrical problems don’t leave you in the dark.

woman changing lightbulb in the home

You’re comparing cover for…

Choose from our range of electrics insurance options

Electrics Cover

From £3 a month

Cover for:

  • Your home’s electrics

Unlimited number of claims

Find out more

Plumbing and Electrics

£3.50 a month

Cover for:

  • Your home’s electrics
  • Plumbing and drainage problems
  • Your water supply pipe

Unlimited number of claims

Find out more
FREE Boiler
Service
in year one
Worth £96

Heating, Plumbing and Electrics

£16 a month

Cover for:

  • Your home’s electrics
  • Plumbing and drainage problems
  • Your water supply pipe
  • Your gas boiler
  • Your gas supply pipe
  • Your gas central heating
Find out more
FREE Boiler
Service
in year one
Worth £96

Heating, Plumbing and Electrics Plus

£18 a month

Cover for:

  • Your home’s electrics
  • Plumbing and drainage problems
  • Your water supply pipe
  • Your gas boiler
  • Your gas supply pipe
  • Your gas central heating
  • Security and roofing issues
  • Pest infestations
Find out more

Frequently asked questions

  • What is electrics cover and why do I need it?

    • Electrics cover offers assistance in case electrical problems arise in your home.

      With this insurance in place, you’ll have peace of mind that if you face issues such as failed wiring, a breakdown of your fusebox or even broken sockets and switches, you’ll be able to call on our Home Experts for help.

      We’ll even cover you for accidental damage to your electrics - so if you have a DIY disaster, you can rely on us to help you sort it out.

  • Who can buy this insurance?

    • These electrics insurance products are for homeowners who live in houses, bungalows or flats.

      However, we also offer a range of cover options for landlords.

  • What does HomeServe electrics insurance include?

    • Our electrics insurance includes cover for unexpected problems that might arise in your home, such as failed wiring, a breakdown of your fusebox and broken sockets and switches.

      Some of our insurance products offer additional cover for problems with your central heating system, plus insurance for your home’s plumbing and drainage - so you can choose the one that suits you best.

      Some insurance options come with a FREE Boiler Service in the first year.

  • Are home appliances covered by my electrics insurance?

    • No, this insurance doesn’t cover home appliances such as your washing machine, oven or dishwasher.

      With cover from HomeServe, you’ll be able to make an insurance claim at any time of the day or night, 365 days a year - so no matter when a plumbing and drainage problem crops up, you can rely on us to help tackle it.

      However, if you’re looking for this kind of protection then Kitchen Appliance Insurance might be right for you.

  • What happens if I discover an electrical problem?

    • You can make an insurance claim at any time of the day or night, 365 days a year - so whenever you find that something’s wrong, you can reach us and let us know.

      Once that’s done, one of our Home Experts will soon be on hand to help get things fixed. We always aim to solve your problem the first time we come out to you, and most of our repairs are guaranteed for 12 months.

What our customers are saying...

Reasons to choose HomeServe

Parts, labour and VAT included within cover limits

Our Home Experts are always on hand to help

12 month guarantee on most repairs

24/7 support - we’re here for you 365 days a year

We always aim to fix your problem first time

Top tips from our experts

Whether you’re after advice on home maintenance or hacks to help with difficult DIY, HomeServe Living has all the tips you need for taking on those smaller jobs at home.