Exterior Water Service Line Coverage and Exterior Sewer/Septic Line Coverage Rail
50% off your first year
Terms & Conditions
Exterior Water Service Line
Terms & ConditionsExterior Sewer/Septic Line
Terms & Conditions30 Day Money Back Guarantee
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Why Choose this Plan
Replacing a water service line costs an average of $2,661. The price tag for replacing a sewer/septic line averages $5,054.*
If your water service line fails, it can cause:
- a visible water leak in your yard
- water leaks in your basement
- low water pressure
If your sewer/septic line fails, it can cause:
- clogged/backed up drains inside your home
- sewage flooding in your basement
- sewage backed up in your yard
As a homeowner, you may be responsible for the water service line and the sewer/septic line on your property, and you may have to arrange and pay for any necessary repairs. This illustration shows the repairs that are performed on this line and how much licensed and insured plumbers would typically charge.
* National average repair costs as of January 2020. No charge for covered repairs up to your service call benefit amount.
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What's Covered
Exterior Water Service LineExterior Sewer/Septic Line
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Overview
As a home ages, so do the exterior water service and sewer/septic lines. Leaks and breaks are usually caused by aging, corrosion, extreme temperatures, or settling or shifting of the ground. This plan includes an unlimited annual benefit with multiple service calls up to $10,000 each for covered repairs for your exterior water service line and an unlimited annual benefit with multiple service calls up to $10,000 each for covered repairs for your exterior sewer/septic line. Help protect yourself from the high cost of repairs with a home service plan from HomeServe.
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Benefits
Annual Benefit
- Exterior Water Service Line - Unlimited
- Exterior Sewer/Septic Line - Unlimited
Service
- Exterior Water Service Line: Multiple-/$10,000 per call
- Exterior Sewer/Septic Line: Multiple-/$10,000 per call
Important coverage information
Eligible
- An owner of both a residential single structure permanently secured to the ground and the land it is located on
Not Eligible
- If your property is used for commercial purposes; you know of any current problems with your exterior water service line before enrollment; or your entire exterior water service line is shared with a 3rd party or covered by a homeowners' association or the like
- If your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners' association or the like; or your exterior sewer/septic line previously had roots removed
Exclusions
- Branch lines, frozen lines, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
- Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace an exterior water service line for which you have sole responsibility, from your utility's responsibility or external wall of your well casing to the water meter or main shut-off valve inside your home that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Branch lines, frozen lines, and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. You agree to resolve disputes related to this plan by arbitration or in small claims court, without resort to class action or jury trial.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Eligibility: An owner of both a residential single structure permanently secured to the ground and the land it is located on may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic line before enrollment; your entire exterior sewer/septic line is shared with a 3rd party or covered by a homeowners' association or the like; or your exterior sewer/septic line previously had roots removed. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace a sewer line for which you have sole responsibility, from the external wall of your home up to your property boundary, or septic line from the external wall of your home up to the point of connection to the septic tank on your property, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. You agree to resolve disputes related to this plan by arbitration or in small claims court, without resort to class action or jury trial.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.
Frequently asked questions
HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from SEMCO ENERGY Gas Company (“SEMCO”) and offers this optional service plan as an authorized representative of the contract issuer, National Home Repair Warranty, Inc., 59 Maiden Lane, 43rd Floor, New York, NY 10038. The plan is not regulated by the Michigan Public Service Commission and may be available from another provider. Your choice of whether to purchase this service plan will not affect the price, availability or terms of service from SEMCO. SEMCO and HomeServe entered into an agreement to introduce these plans to SEMCO’s customers.
Exterior Water Service Line Coverage and Exterior Sewer/Septic Line Coverage for only $6.73/mo.