Heating and Cooling System Coverage (Gas/Electric Only) Image
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Heating and Cooling System Coverage (Gas/Electric Only)

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  • Why Choose this Plan

    Replacing most heating and central A/C components cost $300-$700‡.

    How a heating and cooling system failure can affect your home:

    • a bad condenser can cause the fan to blow but not cool
    • As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.
    • circuit board failure can cause the breaker to keep tripping
    • freon or coolant leak can prevent cool air from flowing into your home

    As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.

  • What's Covered
    • High and low pressure switches
    • Limit controls
    • Refrigerant (excluding maintenance recharges)
    • Relays, transformers and valves
    • Standard thermostats, transformers and wiring/circuity
    • Blower bearings, belts, pulleys, motors, shafts and controls
    • Standard air filters and spark ignitors
    • Capacitors, equipment fuses and low pressure regulators
    • Disconnect fan, limit and rollout switches
    • Main and pilot burners, pilot burner generators and thermocouples
    • Capacitors and circuit boards
    • Internal fuses or breakers
    • Condensate pumps
    • Condenser motor and fan
    • Contactor switches and delay timer
    • Fan controls, relays and filter dryer
  • Overview

    A lot can go wrong with the heating and central air conditioner systems in your home. Drains can clog, motors can burn out, fuses can blow, and improper settings can mean your system runs too often, leading to higher energy costs and wear and tear. It may be your responsibility to keep your HVAC system functioning properly. Let a repair plan help protect you from the expense and bother of emergency home repairs.

    Eligible homeowners can select the Heating and Cooling Plan, which provides up to $2,400 in total maximum annual benefit for cooling system and heating system coverage with multiple service calls. This optional coverage can help protect you from the high costs of covered repairs.

  • Benefits
    • $2,400 annual benefit amount
    • Cooling System: Multiple service calls up to annual benefit
    • Gas/Electric Heating System Only: Multiple service calls up to annual benefit
    • One-year guarantee on all covered repairs

Important coverage information

Eligible

  • An owner (not renter) of a residential single structure, or a unit within a structure, that is not intended to be moved, and who is a SoCalGas® natural gas customer
Additional limitations apply. See more. See less

Not Eligible

  • If your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; your system(s) is not installed according to manufacturer specifications; your furnace or boiler is rated at inputs of 400,000 Btu/hr. or more; is a installed on a roof, or is a through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating, or oil unit; or your cooling system uses refrigerant which does not meet federal, state or any other applicable regulatory or code requirements; has non-compliant components; exceeds 5 tons capacity; is installed on a roof; or is an ammonia cooling, ductless, window, through the wall, hanging, or geothermal heat pump unit
Additional limitations apply. See more. See less

Exclusions

  • Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Heating System: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply. Cooling System: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring, disconnect boxes and all wiring, breakers and switches contained within them, refrigerant conversions. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: This description of coverage, exclusions and conditions is not the actual contract; the actual contract will be sent to you within approximately 10 business days after we receive your Form. An owner (not renter) of a residential single structure, or a unit within a structure, that is not intended to be moved, and who is a SoCalGas® natural gas customer, may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; your system(s) is not installed according to manufacturer specifications; your furnace or boiler is rated at inputs of 400,000 Btu/hr. or more; is a installed on a roof, or is a through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating, or oil unit; or your cooling system uses refrigerant which does not meet federal, state or any other applicable regulatory or code requirements; has non-compliant components; exceeds 5 tons capacity; is installed on a roof; or is an ammonia cooling, ductless, window, through the wall, hanging, or geothermal heat pump unit.
Benefit Details: Coverage for repairs from HomeServe (as the plan administrator for AMT Home Protection Company) or any other provider is optional and you can decide if coverage is right for you. Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a natural gas, propane, electric central forced-air or circulating hot water central heating system and electric central air conditioning system that have experienced an operational failure, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence. Coverage provides for repairs or replacement of parts only. Your system(s) will not be replaced. Heating System: air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformers. Cooling System: capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, transformers, and valves.
Not Covered: Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Heating System: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply. Cooling System: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring, disconnect boxes and all wiring, breakers and switches contained within them, refrigerant conversions. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your coverage starts the day your form is processed, and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe at 1-888-302-0138 or visiting www.homeserve.com. You may cancel within 30 days of your start date for a full refund; cancellations after the first 30 days will result in a pro-rata refund less any claims paid (where applicable). 
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill.

Frequently asked questions

What's covered?
Coverage for repairs from HomeServe (as the plan administrator for AMT Home Protection Company) or any other provider is optional and you can decide if coverage is right for you. Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a natural gas, propane, electric central forced-air or circulating hot water central heating system and electric central air conditioning system that have experienced an operational failure, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence. Coverage provides for repairs or replacement of parts only. Your system(s) will not be replaced. Heating System: air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformers. Cooling System: capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, transformers, and valves.
What's not covered?
Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Heating System: air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply. Cooling System: air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, thermostats, thermostat wiring, disconnect boxes and all wiring, breakers and switches contained within them, refrigerant conversions. Additional exclusions apply.
When can I make a service call?
Your coverage starts the day your form is processed, and you can make a service call immediately.

HomeServe NA Insurance Services (“HomeServe”), also known as Home Emergency Insurance Solutions, California License #0F79326, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is not regulated by the California Public Utilities Commission, is an independent company that is not an affiliate of SoCalGas® and offers and administers this optional home protection plan as an authorized representative of AMT Home Protection Company, 800 Superior Avenue, Cleveland, OH 44114, the protection plan issuer. Your choice of whether to purchase these services from HomeServe will not affect your current level of natural gas service from SoCalGas. SoCalGas neither endorses nor warrants any such goods or services from HomeServe. Repairs are performed by a licensed and insured independent contractor.

Heating and Cooling System Coverage (Gas/Electric Only) for only $18.99/mo.

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