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Interior Electrical Line Coverage

30 Day Money Back Guarantee

Why choose this plan:

  • $2,500 annual benefit amount
  • Multiple service calls up to annual benefit
  • 30-day wait applies
  • One-year guarantee on all covered repairs

What's covered

  • Distribution center (panel or fuse box)
  • Faulty wiring to wall light
  • Faulty or damaged electrical outlet
  • Broken light switch
  • Faulty or damaged GFCI outlet
  • Faulty wiring to exhaust fan
  • Other qualifying repairs to the wiring that carries electricity to points of use in your home
  • Receptacles
  • Connectors

A faulty 200amp electrical panel can cost up to $1,200 to replace.*

Problems with your interior electrical wiring can cause:

  • faulty outlets and wall switches
  • shorts in wiring causing fixtures to stop working
  • lights to flicker and partial or full home “blackout”

If an electrical breakdown happens, you need qualified help quickly to rewire faulty sections and repair switches, outlets, breaker/fuse boxes and control panels. Finding help can be difficult and time-consuming and repairs can be expensive. Lighten your load from expensive repairs with an affordable repair plan from HomeServe and get access to our 24/7 hotline where you can schedule a repair for your home's interior electrical wiring system.

*Costs shown are estimates only. Actual repair costs could be more or less than stated cost. National average repair costs as of January 2016. No charge for covered repairs up to your annual benefit amount.

Overview

Old or faulty wiring can cause problems around your house, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes. These emergency repairs can be costly. Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage.

Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage. This optional coverage provides up to $2,500 in annual coverage with multiple service calls (30-day waiting period with a money-back guarantee). Protect yourself from the high cost of repairs with a home service repair plan from HomeServe.

Important coverage information

Eligible

  • An owner of a residential single structure, or a unit within a structure, that is not intended to be moved
Additional limitations apply. See more. See less

Not Eligible

  • If your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners' association or the like; or your electrical services entrance is rated less than 80 amps
Additional limitations apply. See more. See less

Exclusions

  • Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; fixtures that must be plugged into an outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. If you own a multi-family home or multiple housing units, you must provide the specific mailing address for each service agreement you purchase. You are not eligible if your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners' association or the like; or your electrical services entrance is rated less than 80 amps. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; fixtures that must be plugged into an outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. You agree to resolve disputes related to this plan by arbitration or in small claims court, without resort to class action or jury trial.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel anytime by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.

Frequently asked questions

When can I make a service call?
Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
What's covered?
Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence.
What's not covered?
Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; fixtures that must be plugged into an outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from PSEG WorryFree Long Island LLC (“PSEG WorryFree”), PSEG WorryFree LLC and PSEG Long Island LLC.  HomeServe offers these optional service plans as an authorized representative of the service contract provider, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. PSEG WorryFree LLC and PSEG WorryFree Long Island LLC are separate legal entities from PSEG Long Island LLC.  Customers of PSEG Long Island have no obligation to purchase services from HomeServe and their decision whether or not to purchase has no effect on their electric service from PSEG Long Island, or its cost. This is a service contract, with repairs performed by licensed contractors.

Interior Electrical Line Coverage for only $7.99/mo.

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