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Interior Electrical Line Coverage

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Interior Electrical Line Coverage

$5.99/mo.

30 Day Money Back Guarantee

  • Why Choose this Plan

    A faulty 200 amp electrical panel can cost up to $1,248 to replace.*

    Problems with your interior electrical wiring can cause: faulty outlets and wall switches, shorts in wiring causing fixtures to stop working or lights to flicker and partial or full home “blackout”.

    If an electrical breakdown happens, you need qualified help quickly to rewire faulty sections and repair switches, outlets, breaker/fuse boxes and control panels. Finding help can be difficult and time-consuming and repairs can be expensive. Lighten your load from expensive repairs with an affordable repair plan from HomeServe and get access to our 24/7 hotline where you can schedule a repair for your home's interior electrical wiring system.

    *National average repair costs as of January 2016. No charge for covered repairs up to your annual benefit amount.

  • What's Covered
    • Distribution center (panel or fuse box)
    • Faulty wiring to wall light
    • Faulty or damaged electrical outlet
    • Broken light switch
    • Faulty or damaged GFCI outlet
    • Faulty wiring to exhaust fan
    • Other qualifying repairs to the wiring that carries electricity to points of use in your home
  • Overview

    Old or faulty wiring can cause problems around your house, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes. These emergency repairs can be costly. Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage.

    As a homeowner, you are responsible for the electrical systems inside your home. Finding qualified help for emergency repairs can be time consuming and expensive. Get protection help from the high cost of repairs with a home service repair plan from HomeServe.

  • Benefits

    Why choose this plan:

    • $2,500 annual benefit amount
    • Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs

Important coverage information

Eligible

  • An owner of a residential single structure, or a unit within a structure, that is not intended to be moved. This includes single family homes (inclusive of manufactured housing), townhomes and apartments.
Additional limitations apply. See more. See less

Not Eligible

  • Recreational vehicles and properties used for commercial purposes
  • If you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps.
  • If your entire interior electrical line is shared with any third party or covered by a homeowners', condominium or like association.
Additional limitations apply. See more. See less

Exclusions

  • Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. This includes single family homes (inclusive of manufactured housing), townhomes and apartments. Recreational vehicles and properties used for commercial purposes are not eligible. If you own a multifamily residence or multiple units, you must provide the specific unit mailing address for each service agreement you purchase. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your interior electrical line prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire interior electrical line is shared with any third party or covered by a homeowners', condominium or like association, then you are not eligible.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract. For credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms you selected, at the then-current renewal price. HomeServe is an independent company, separate from your local utility and community, providing emergency home repair services and protection solutions to homeowners across the U.S.

Frequently asked questions

What should I know about this plan?
What's covered: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the failing high voltage interior electrical line within your home, for which you have sole responsibility, from and including the breaker panel or fuse box, up to and including switches and outlets, that is damaged due to normal wear and tear, not accident or negligence. Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from People’s Energy Cooperative and offers this optional service plan as an authorized representative of the service contract provider, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from People’s Energy Cooperative.

Interior Electrical Line Coverage for only $5.99/mo.

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