30 Day Money Back Guarantee
Why Choose this Plan
Replacing electrical products that are damaged due to a power electrical surge could be expensive.*
If an electrical power surge occurs, it can cause damaged to plugged in:
- desktop computers
With Electrical Surge Coverage from HomeServe, you'll be protected if your valuable electrical products fail as a result of an electrical surge up to your benefit amount.
*National average repair costs as of June 2020.
- Repair or replacement of residential electrical products that fail due to an electrical surge
- Window air conditioning units
- DVD players and game consoles
Power surges are unpredictable and can enter through your home's electrical, phone, cable and data lines. While surge protectors offer some protection, your major appliances could still be at risk. Help protect your electrical products from damage due to power surges with a home service repair plan from HomeServe.
Have peace of mind and safeguard your major electrical appliances against the cost of repair due to a power surge. A surge coverage plan will protect you up to $3,000 annually if your valuable electrical appliances fail as a result of an electrical surge. Covered appliances include air conditioning units, clothes washer and dryers, refrigerators, dishwashers, and electric ranges.
Why choose this plan:
- $3,000 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
Important coverage information
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost of repair, replacement, and if necessary, removal of the following residential electrical products that fail due to an electrical surge (an occurrence of a sudden and non-continuous increase or burst of electricity or electrical current, caused by natural or man-made events, including lightning strikes and power returns after an outage, which can result in failure of electrical products): consumer appliances, electronics and electrical devices including, but not limited to, refrigerators, clothes washers, clothes dryers, dishwashers, blenders, mixers, toasters, microwaves, televisions, window air conditioning units, thermostats, lamps, computers, DVD players, game consoles, printers, scanners and handheld devices such as tablets, for which you have sole responsibility.
Not covered: Heating and air conditioning systems, internal electrical systems, electrical plumbing equipment including sump pumps, medical or life support equipment, plug-in or electric vehicles of any kind, and battery operated items/devices that cannot be plugged in; electrical products with a replacement value of less than $100; any additional expenses incurred in repairing, replacing or removing electrical products that are affixed in your residential property; any cost associated with making space suitable for installation when a replacement electrical product does not fit in the existing space; loss or corruption of data and restoration of software and operating systems; electrical products that cannot be replaced with like kind and quality (e.g. antiques); damage from negligence or otherwise caused by you or others; consequential, incidental or punitive damages, including as a result of repairs; electrical product correction or upgrade. Your homeowners/renters insurance policy may cover damage from an electrical surge, but it may also have a deductible. The benefit of this coverage needs to be weighed against the cost of paying the deductible.
Making a Service Call: Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract and is billed on a monthly basis. Your service agreement will be automatically renewed annually at the then-current renewal price. HomeServe is an independent company, separate from your utility company providing emergency home repair services and protection solutions to homeowners across the U.S.
Frequently asked questions
HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from People’s Energy Cooperative and offers this optional service plan as an authorized representative of the service contract provider, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from People’s Energy Cooperative.
Electrical Surge $3,000 Coverage for only $4.99/mo.