Interior Electrical

Eligibility: To be eligible, you must own the residential single structure or a unit within a structure. You are not eligible if your home is a recreational vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; or your interior electrical system is shared with a 3rd party or covered by a homeowners' association or the like. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous wiring from and including the breaker panel or fuse box, up to and including switches and outlets, and disconnect boxes and all wiring, breakers and switches contained within them, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence.
Not covered: Appliances; appliance cords; non-standard wall switches; remote control outlets; extension cords; service entrance conductors; resetting circuit breakers or system controls; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; replacement of light bulbs, light fixtures and fittings, fuses, or plugs; repair of wiring connected to or any part of the following: security alarms, sensors and systems, fire alarm systems, doorbells, smoke detectors, audiovisual systems, garage door systems, telephone wiring, communication and/or intercom systems, thermostats, sensors, and control panels for heating and/or cooling systems, home automation systems, lighting systems, such as landscape, motion detection, and cabinet lighting; and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances, including pandemics, hostilities and work slowdowns, acts of God, including natural disasters and extreme weather; excluded damages, including any damages necessary to reasonable access the repair area; loss from unauthorized access or use of any system or any destruction or deletion of data or software; correction of, or reimbursement for, any repairs or restorations made by you or anyone you hire; replacement, correction, upgrade or move, including your meter, in order to meet any code, law, regulation, ordinance or utility directive; repair or replacement for any system covered by a manufacturer's warranty, service contract or insurance policy or involved in a manufacturer's recall or class action; any section that is shared with a third party or is covered by a homeowners', condominium, or like association; remediating or notifying you about mold or other hazardous materials; any sections or parts not installed to code, law, regulation, ordinance or manufacturer's specifications or that are damaged due to external factors; shared sections, including your meter, that provide service to multiple properties or secondary buildings; and repair or replacement of any sections or parts that are not stated to be covered in the Terms and Conditions. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts 30 days after your enrollment is processed. You can make a service call immediately after your plan starts. During the initial 30-day review period you will receive the Terms and Conditions to help you decide if coverage is right for you. Upon renewal/reactivation (if applicable), there is no review period and you can make a service call immediately.
Cancellation: Cancel any time by calling HomeServe at 1-844-713-7208 or visiting www.homeserve.com. If you cancel during the review period (if applicable), you will get a refund of any monies paid. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.