Surge Help Home Electronics Loss Protection ($5,000 Coverage) Rail
$10.95/mo.
30 Day Money Back Guarantee
Why choose this plan:
- $5,000 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day review period
What's covered
- Refrigerators
- Clothes washers and dryers
- Dishwashers
- Blenders, mixers and toasters
- Microwaves
- Televisions
- Window air conditioning units
- Thermostats and lamps
- Computers
- DVD/Blue-ray players and game consoles
- Printers, scanners and tablets
Replacing electrical products that are damaged due to a power electrical surge could be expensive‡.
If an electrical power surge occurs, it can cause damage to plugged in:
- desktop computers
- tablets
- televisions
With Electrical Surge Coverage from HomeServe, you'll be protected if your valuable electrical products fail as a result of an electrical surge up to your benefit amount. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.
Overview
Power surges are unpredictable and can enter through your home’s electrical, phone, cable and data lines. A plan from HomeServe handles the covered repair costs to your damaged appliances up to the benefit amount and provides a 90-day guarantee on repairs.
Worry less about the damage to your important household appliances and devices caused by electrical surges from severe lightning strikes. HomeServe makes dealing with a surge event easy with an emergency repair hotline and access to trusted, local repair technicians.
Important coverage information
Eligible
- To be eligible, you must own or rent the residential single structure or a unit within a structure
- If you own or rent a multi-family home or multiple housing units, provide the mailing address for each service agreement
Not Eligible
- If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
- You know of any current problems with your electrical products at enrollment, your electrical products were not installed per code or per manufacturer specifications
- Your electrical products are shared with a 3rd party or covered by an association
Exclusions
- Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply.
Eligibility: To be eligible, you must own or rent the residential single structure or a unit within a structure. If you own or rent a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your electrical products at enrollment; your electrical products were not installed per code or per manufacturer specifications; your electrical products are shared with a 3rd party or covered by an association.
Benefit Details: Coverage provides, up to the benefit amount, reimbursement to repair or replace electrical products in your home for which you have sole responsibility, that have experienced an operational failure due to an electrical surge. Reimbursement up to the benefit amount for diagnostic charges and/or service fees for a covered repair is also included.
Not covered: Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately. You must call HomeServe within 30 days of an electrical surge event to start a claim.
Cancellation: Cancel your plan any time by calling HomeServe or visiting www.homeserve.com/cancel. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less benefits paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less benefits paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less benefits paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Benefit Details: Coverage provides, up to the benefit amount, reimbursement to repair or replace electrical products in your home for which you have sole responsibility, that have experienced an operational failure due to an electrical surge. Reimbursement up to the benefit amount for diagnostic charges and/or service fees for a covered repair is also included.
Not covered: Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately. You must call HomeServe within 30 days of an electrical surge event to start a claim.
Cancellation: Cancel your plan any time by calling HomeServe or visiting www.homeserve.com/cancel. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less benefits paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less benefits paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less benefits paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
What's covered?
Coverage provides, up to the benefit amount, reimbursement to repair or replace electrical products in your home for which you have sole responsibility, that have experienced an operational failure due to an electrical surge. Reimbursement up to the benefit amount for diagnostic charges and/or service fees for a covered repair is also included.
What's not covered?
Sump pumps, medical equipment; power tools, electrical products that cannot be plugged in or have a replacement value of less than $100; electric vehicles; cost to repair, replace, or remove electrical products affixed in your home, loss or corruption of data and restoration of software and operating systems and electrical products that cannot be replaced with like kind and quality; remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). If costs on covered repairs exceed the benefit limit, you pay the difference. Additional exclusions apply.
When can I make a service call?
You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately. You must call HomeServe within 30 days of an electrical surge event to start a claim.
HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from NOVEC Solutions, a wholly-owned affiliate of Northern Virginia Electric Cooperative (NOVEC), and offers this optional service plan as an authorized representative of the service contract provider, National Product Care Company, 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604. Your choice of whether to purchase this service plan will not affect the price, availability or terms of service from NOVEC. NOVEC and HomeServe entered into an agreement to introduce these plans to NOVEC’s customers.
Surge Help Home Electronics Loss Protection ($5,000 Coverage) for only $10.95/mo.