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Heating System Coverage (Gas/Electric Only)

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  • Why You Should Get a Plan

    Repairing a blower motor and wheel, fan/limit control switch and gas valve on your heating unit can cost an average of $1,561‡.

    How a furnace heating system failure can affect your home:

    • blower motor failure can mean the system won't supply enough heat
    • broken circuit board could mean no heat
    • lack of heat could cause pipes to freeze and induce water damage

    As a homeowner, you are responsible for the heating system inside your home, and you will have to arrange and pay for any necessary repairs. This illustration shows a typical heating system found in your home. ‡National average repair costs as of January 2023. No charge for covered repairs up to your service call benefit amount.

  • What's Covered
    • Belts and pulleys
    • Circuit boards and circulators
    • ECO safeties
    • Fan and limit controls
    • Ignition controls and induced draft motor
    • Air scoops and aquastat
    • Barometric damper
    • Fusible links and gas valves
    • Blower and low water cutoff
    • Main and pilot burners
    • Pilots and thermocouples
    • Pressure switch and regulator valves
    • Blower motors and assembly
  • Benefits
    • $2,500 annual benefit amount
    • Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs
  • Overview

    If your heating system suddenly fails in the middle of winter, you could face many long, cold nights and days trying to find reliable repair help in the busy winter months. Don't get left out in the cold. Get affordable Heating Coverage; a home repair solution you can warm up to.

    Many complicated parts keep your heating system functioning. Help protect yourself against the high cost of repairs with a home service repair plan from HomeServe. Heating Coverage includes the emergency breakdown repair costs of most major parts of the home heating systems covered up to the annual benefit amount.

Important coverage information

Eligible

  • An owner of a residential single structure, or a unit within a structure, that is not intended to be moved
Additional limitations apply. See more. See less

Not Eligible

  • If you are aware of any pre-existing conditions, defects or deficiencies with your heating system prior to enrollment, or if you have a furnace or boiler rated at inputs of 400,000 Btu/hr. or more; or a rooftop, through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating or oil unit. If your entire heating system is shared with any third party or covered by a homeowners’, condominium or like association, or is not installed according to manufacturer specifications, then you are not eligible. If your home has multiple heating systems, you must purchase a service agreement for every individual heating system
Additional limitations apply. See more. See less

Exclusions

  • Air ducts, registers, air filters; zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. In GA, residential properties containing more than two dwelling units are not eligible. This includes single family homes (inclusive of manufactured housing), townhomes and apartments. Recreational vehicles and properties used for commercial purposes are not eligible. If you own a multifamily residence or multiple units, you must provide the specific unit mailing address for each service agreement you purchase. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your heating system prior to enrollment, or if you have a furnace or boiler rated at inputs of 400,000 Btu/hr. or more; or a rooftop, through-the-wall, hanging, geothermal heat pump, combination ambient heat/domestic hot water heating or oil unit. If your entire heating system is shared with any third party or covered by a homeowners’, condominium or like association, or is not installed according to manufacturer specifications, then you are not eligible. If your home has multiple heating systems, you must purchase a service agreement for every individual heating system.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following natural gas, propane, electric central forced-air or circulating hot water central heating system parts, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: air scoops, aquastat, barometric damper, belts and pulleys, blower motors and assembly, circuit boards, circulators, ECO safeties, fan and limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main and pilot burners, pilots and thermocouples, pressure switch, regulator valves, relays, spill switches and transformers.
Not Covered: Air ducts, registers, air filters; zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract. For E-Z Pay, credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms you selected, at the then-current renewal price.

Frequently asked questions

What's covered?
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following natural gas, propane, electric central forced-air or circulating hot water central heating system parts, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: air scoops, aquastat, barometric damper, belts and pulleys, blower motors and assembly, circuit boards, circulators, ECO safeties, fan and limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main and pilot burners, pilots and thermocouples, pressure switch, regulator valves, relays, spill switches and transformers.
What's not covered?
Air ducts, registers, air filters; zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
When can I make a service call?
Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.

HomeServe USA Repair Management (Florida) Corp. ("HomeServe"), license number P129179, with corporate offices located at 7134 Lee Highway, Chattanooga, TN 37421, is an independent company separate from Innovations Federal Credit Union. Innovations Federal Credit Union is not responsible for the service plans offered by HomeServe and its affiliates. HomeServe offers this optional service plan as an authorized representative of the service contract provider, ServicePlan of Florida Inc., 175 West Jackson Blvd., 8th Floor, Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Innovations Federal Credit Union.

Heating System Coverage (Gas/Electric Only) for only $12.99/mo.

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