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Electrical Line Plus

30 Day Money Back Guarantee

Why choose this plan:

  • $7,500 annual benefit amount
  • Exterior Electric Line : Multiple service calls up to annual benefit
  • Interior Electric Line: Multiple service calls up to annual benefit
  • Low Voltage Wiring: Multiple service calls up to annual benefit
  • 30-day wait period with a money-back guarantee
  • One-year guarantee on all covered repairs

What's covered

  • Distribution center (panel or fuse box)
  • Faulty wiring to wall light
  • Faulty or damaged electrical outlet
  • Broken light switch
  • Faulty or damaged GFCI outlet
  • Faulty wiring to exhaust fan
  • Other qualifying repairs to the wiring that carries electricity to points of use in your home
  • Weatherhead
  • Insulator
  • Riser
  • Meter base
  • Service entrance conductor
  • Repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear.
  • Interior low voltage lines

A faulty 200 amp electrical panel can cost up to $1,248* to replace.

Problems with your exterior electrical wiring system can cause: 

  • a power outage
  • exposed electrical wires and flickering lights
  • faulty outlets and wall switches 
  • partial or full home "blackout"

 

If an electrical breakdown happens, you need qualified help quickly to rewire faulty sections and repair switches, outlets, breaker/fuse boxes and control panels. As well as reconnect overhead lines, replace underground service or repair a loose meter. Finding help can be difficult and time-consuming and repairs can be expensive. Lighten your load from expensive repairs with an affordable repair plan from HomeServe and get access to our 24/7 hotline where you can schedule a repair for your home's interior electrical wiring system.

*National average repair costs within the HomeServe network as of June 2020.

Overview

Exterior electrical component failures can be caused by aging of the power line, tripped breakers, ground settling, weatherhead corrosion, a loose entrance cable, a broken meter socket, or a loose breaker. Also, old or faulty wiring, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes, can cause problems around your house. Finding qualified help for emergency repairs can be time-consuming and expensive.

Help safeguard your finances against the costs of emergency repairs with a home service repair plan from HomeServe. Eligible homeowners can select Electrical Line Plus, which provides up to $3,000 for Exterior Electric Line; $1,000 for Exterior Low Voltage Line; $2,500 for Interior Electric Line and $1,000 for Interior Low Voltage Line in annual coverage with multiple service calls (up to the annual benefit amount) for covered repairs. This optional coverage can help ensure that your exterior electric line can be fixed by a licensed and insured professional in a timely manner.

Important coverage information6160

Eligible6160

  • An owner of both a residential single structure permanently secured to the ground and the land it is located on. This includes single family homes (inclusive of manufactured housing) and townhomes.
Additional limitations apply. See more. See less

Not Eligible 6160

  • Recreational vehicles or homes on wheels and properties used for commercial purposes
  • If you are aware of any pre-existing conditions, defects or deficiencies with your system(s) and electrical products prior to enrollment or have an electrical services entrance rated less than 80 amps
Additional limitations apply. See more. See less

Exclusions6160

  • Exterior Electrical Line: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of low voltage wiring; generators; non-utility supplied power and/or lines; appliances
  • Interior Electrical Line: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet
  • Exterior Low Voltage and Interior Telephone Low/Voltage Lines: Key telephone systems, private branch exchanges (PBX), ISDN and other specialty or non-basic lines or systems; low voltage wiring for boat slips, special boat cards and jacks, jacks located outdoors (except where attached to your residence), or any temporary or removable, security system wiring
Additional limitations apply. See more. See less
Eligibility: An owner of both a residential single structure that is not intended to be moved, and the land it is located on may be eligible for coverage. This includes single family homes (inclusive of manufactured housing) and townhomes. An owner of a single residential structure that includes multiple units may also be eligible. Recreational vehicles and properties used for commercial purposes are not eligible. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your system(s) prior to enrollment or have an electrical services entrance rated less than 80 amps. If your entire system(s) is shared with any third party, or covered by a homeowners', condominium or like association, then you are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace system(s) for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence. Exterior Electrical Line: The following components of an overhead or underground exterior electrical line from your utility's responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition: weatherhead, insulator, riser, meter base, service entrance conductor and permanent high voltage electrical wiring. Permanent high voltage wiring to detached garages or fixtures, and code compliance is also included up to the benefit limit. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your local utility. Interior Electrical Line: The failing high voltage interior electrical line within your home, from and including the breaker panel or fuse box, up to and including switches and outlets. Exterior Low Voltage Line: The following low voltage lines, located outside your home, but on your property, that have failed or are creating a hazardous condition: lighting, electronic gates, telephone, thermostat, doorbell and landscaping wiring that runs to low voltage fixtures. Permanent low voltage wiring to detached garages or fixtures is also included up to the benefit limit. Telephone Low/Voltage Line: The low voltage wires and jacks within your home, if the component has failed or is creating a hazardous condition, including wiring for telephones, thermostats and doorbell systems. Reimbursement: Reimbursement, up to the benefit limit, to replace roofing and siding, replace spoiled refrigerator content and for hotel accommodation and temporary pet housing.
Not covered: Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Exterior Electrical Line: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of low voltage wiring; generators; non-utility supplied power and/or lines; appliances. Interior Electrical Line: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet. Exterior Low Voltage Line and Interior Telephone Low/Voltage Line: Key telephone systems, private branch exchanges (PBX), ISDN and other specialty or non-basic lines or systems; low voltage wiring for boat slips, special boat cards and jacks, jacks located outdoors (except where attached to your residence), or any temporary or removable, security system wiring. Additional exclusions apply.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe at 1-844-848-0465. If you cancel within 30 days of your start date you will get a full refund (less claims paid, where applicable). If you cancel after the first 30 days you will be entitled to a refund of 90% of the unearned pro-rata price less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract and is billed on a monthly basis through your utility bill, described as Electrical Line Plus Coverage. Your service agreement will be automatically renewed annually at the then-current renewal price. This optional Electrical Line Plus Coverage is offered is administered by HomeServe. The coverage is provided by ServicePlan of Florida, Inc. HomeServe is an independent company, separate from your local utility company.

Frequently asked questions

What should I know about the Exterior Electrical Line coverage?
What's covered: The following components of an overhead or underground exterior electrical line from your utility's responsibility to the external wall of your home, if the component has failed or is creating a hazardous condition: weatherhead, insulator, riser, meter base, service entrance conductor and permanent high voltage electrical wiring. Permanent high voltage wiring to detached garages or fixtures, and code compliance is also included up to the benefit limit. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your local utility.

Not covered: Repairs to damage arising from the disconnection or interruption to the main electrical supply; transformers; repair of low voltage wiring; generators; non-utility supplied power and/or lines; appliances.

What should I know about the Interior Electrical Line coverage?
What's covered: The failing high voltage interior electrical line within your home, from and including the breaker panel or fuse box, up to and including switches and outlets.

Not covered: Repairs to any wiring that is connected to or part of any low voltage system; resetting of circuit breakers or system controls; repairs consisting of knob and tube wiring, aluminum, or other non-standard/non-permanent materials; failure arising from the disconnection from or interruption to the main electrical supply; non-standard wall switches; dimmers; remote control outlets; service entrance conductors; any fixture that must be plugged into an electrical outlet.

What should I know about the Exterior Low Voltage Line coverage?
What's covered: The following low voltage lines, located outside your home, but on your property, that have failed or are creating a hazardous condition: lighting, electronic gates, telephone, thermostat, doorbell and landscaping wiring that runs to low voltage fixtures. Permanent low voltage wiring to detached garages or fixtures is also included up to the benefit limit.

Not Covered: Key telephone systems, private branch exchanges (PBX), ISDN and other specialty or non-basic lines or systems; low voltage wiring for boat slips, special boat cards and jacks, jacks located outdoors (except where attached to your residence), or any temporary or removable, security system wiring.

What should I know about the Interior Telephone Low/Voltage Line coverage?
What's covered: The low voltage wires and jacks within your home, if the component has failed or is creating a hazardous condition, including wiring for telephones, thermostats and doorbell systems.

Not covered: Key telephone systems, private branch exchanges (PBX), ISDN and other specialty or non-basic lines or systems; low voltage wiring for boat slips, special boat cards and jacks, jacks located outdoors (except where attached to your residence), or any temporary or removable, security system wiring.

What should I know about the Reimbursement for this coverage?
Reimbursement, up to the benefit limit, to replace roofing and siding, replace spoiled refrigerator content and for hotel accommodation and temporary pet housing.

This optional coverage is offered by FPL Energy Services, Inc. (FPLES), Florida license #E099597, and not Florida Power & Light Company (FPL). FPLES is an unregulated subsidiary of FPL. The coverage is administered by HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #W220985, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851. The coverage is provided by ServicePlan of Florida, Inc., Home Warranty Assoc. #70033, 175 West Jackson Blvd., Chicago, IL 60604. FPLES, HomeServe and ServicePlan of Florida, Inc. are each separate and independent companies. This service plan is not provided by your local electric or water utility.

*Disclosure/Rebate Schedule: HomeServe USA Repair Management (Florida) Corp. (HSRMF) will offer the purchasers of the following home service contracts (sold in connection with HSRMF's relationship with FPL Energy Services, Inc.) an instant rebate for these home warranty products provided by ServicePlan of Florida, Inc. The amount of and the availability of the rebate will by no means depend upon the age, sex, place of residence, race, nationality, ethnic origin, marital status, or occupation of the consumer. The rebate will be available to all customers purchasing this coverage.

Cooling Plans: For the cooling system plan covering heat pumps, which normally costs $29.99, HSRMF will provide an instant rebate of $14.99 per month for one year, or 50% of the cost of the plan. This means that you will pay $29.99 per month for the coverage after the rebate for one year.  For the cooling system plan which covers heat pumps and provides an annual tune up, which normally costs $37.99,  HSRMF will provide an instant rebate of $18.99 per month for one year, or 50% of the cost of the plan. This means that you will pay $37.99 per month for the coverage after the rebate for one year.  

Exterior Electrical Line Coverage: For the exterior electrical line system plan, which normally costs $4.99, HSRMF will provide an instant rebate of $2.50 per month for one year, or 50% of the cost of the plan. This means that you will pay $4.99 per month for the coverage after the rebate for one year. 

Other Plans

HSRMF will provide an instant rebate of $1.50 per month for one year, which will be realized in the form of a reduced price for: Water Service Line Coverage, Sewer Septic Line Coverage, Internal Plumbing and Drainage Coverage and Interior Electrical Line Coverage. 

HSRMF will provide an instant rebate of $2.50 per month for one year, which will be realized in the form of a reduced price for: Water Heater Repair and Replace Coverage

HSRMF will provide an instant rebate of $3.00 per month for one year, which will be realized in the form of a reduced price for: Electrical Line Coverage 

HSRMF will provide an instant rebate of $3.00 per month for one year, which will be realized in the form of a reduced price for: Electrical Line Plus

Electrical Line Plus for only $5.99/mo.

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