Why You Should Get a Plan
A faulty 200 amp electrical panel can cost up to $958 to replace.*
Problems with your interior electrical wiring can cause:
- faulty outlets and wall switches
- shorts in wiring causing fixtures to stop working or lights to flicker
- partial or full home "blackout"
As a homeowner, you may be responsible for the interior electrical system in your home, and you may need to arrange and pay for any necessary repairs. This illustration shows repairs that are performed on this system and how much licensed and insured electricians would typically charge.
*National average repair costs within the Home Emergency Insurance Solutions network as of March 2018. No charge for covered repairs up to your benefit amount.
- Distribution center (panel or fuse box)
- Faulty wiring to wall light
- Faulty or damaged electrical outlet
- Broken light switch
- Faulty or damaged GFCI outlet
- $1,250 annual benefit amount
- Multiple service calls up to annual benefit
- 30-day wait period with a money-back guarantee
- One-year guarantee on all covered repairs
Old or faulty wiring, such as failed electrical outlets, sockets and fittings, breaker panels and fuse boxes, can cause problems around your house. Finding qualified help for emergency repairs can be time-consuming and expensive.
Power up your protection against indoor wiring breakdowns with a repair plan called Interior Electrical Line Coverage. This optional coverage provides up to $1,250 in annual coverage with multiple service calls. Protect yourself from the high cost of repairs with a home service repair plan from Home Emergency Insurance Solutions.
Important coverage information
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous high voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence.
Not covered: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; fixtures that must be plugged into an outlet; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. You agree to resolve disputes related to this plan by arbitration or in small claims court, without resort to class action or jury trial.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling Home Emergency Insurance Solutions. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.
Frequently asked questions
HomeServe NA Insurance Services (“HomeServe”), also known as Home Emergency Insurance Solutions, California License #0F79326, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from California Water Service and offers and administers this optional home protection plan as an authorized representative of AMT Home Protection Company, 800 Superior Avenue, Cleveland, Ohio 44114, the protection plan issuer.
Interior Electrical Coverage for only $4.99/mo.