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Cooling System Coverage

30 Day Money Back Guarantee

  • Why You Should Get a Plan

    Most central A/C components cost $300-$700 to replace.*

    How a cooling system failure can affect your home:

    • circuit board failure can cause the breaker to keep tripping
    • a bad condenser can cause the fan to blow but not cool

    It can be a major inconvenience when your central A/C system fails and finding a qualified professional to address the problem quickly can be time consuming and costly. Don't sweat high repair costs with an affordable repair plan from HomeServe and get access to our 24/7 hotline where you can schedule a repair for your cooling system.

    *National average repair costs within the HomeServe network as of June 2020. No charge for covered repairs up to your annual benefit amount.

  • What's Covered
    • Capacitors and circuit boards
    • Internal fuses or breakers
    • Condensate pumps
    • Condenser motor and fan
    • Contactor switches and delay timer
    • Fan controls, relays and filter dryer
    • High and low pressure switches
    • Limit controls
    • Refrigerant (excluding maintenance recharges)
    • Relays, transformers and valves
  • Benefits
    • $2,500 annual benefit amount
    • Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs
  • Overview

    Air conditioning is critical to keep your home comfortable and free of humidity. There are several electrical components in your A/C system that can breakdown from the stress of heat, including the circuit board, condensor motor/fans and more. As a homeowner, you are responsible for the repair and maintenance of all the complicated parts that keep your central air conditioning functioning properly.

    With a repair plan from HomeServe, you can protect yourself from the cost and hassle of emergency repairs. Cooling System Coverage provides, up to the benefit amount, for the covered cost to repair or replace most major parts of the central air conditioning system damaged due to normal wear and tear, not accident or negligence.

Important coverage information

Eligible

  • An owner of both a residential home permanently secured to the ground and the land it is located on
  • Residential homeowner with sole responsibility for the electric central heat pump/air conditioning system.
Additional limitations apply. See more. See less

Not Eligible

  • If you are aware of any pre-existing conditions, defects or deficiencies with your cooling system prior to enrollment.
  • Properties used for commercial purposes.
Additional limitations apply. See more. See less

Exclusions

  • Air ducts, A/C coils, registers, grills, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, thermostats or thermostat wiring; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: An owner of a residential single structure, or a unit within a structure, that is not intended to be moved may be eligible for coverage. This includes single family homes (inclusive of manufactured housing), townhomes and apartments. Recreational vehicles and properties used for commercial purposes are not eligible. If you own a multifamily residence or multiple units, you must provide the specific unit mailing address for each service agreement you purchase. Your property is not eligible if you are aware of any pre-existing conditions, defects or deficiencies with your cooling system prior to enrollment, or if you have a cooling system that use refrigerant other than R-22 or similar, R-410a or has non-compliant components, or is a, capacity exceeding five tons; ammonia cooling, window, through the wall, hanging, geothermal heat pump or combination ambient heat/domestic hot water heating unit, If your entire heating system is shared with any third party or covered by a homeowners', condominium or like association, or is not installed according to manufacturer specifications, then you are not eligible. If your home has multiple cooling systems, you must purchase a service agreement for every individual cooling system.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following electric central air conditioning system parts, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: capacitors; circuit boards and internal fuses or breakers; condensate pumps; condenser motor and fan; contactor switches; delay timer; fan controls and relays; filter dryer; high and low pressure switches; limit controls; up to one pound of refrigerant (excluding maintenance recharges which are not covered); relays; transformers and valves.
Not covered: Air ducts, A/C coils, registers, grills, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, thermostats or thermostat wiring; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
Making a Service Call: Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: You may cancel within 30 days of your start date for a full refund (or less any claims paid if cancelled at any time after renewal/reactivation, where applicable). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will be entitled to a pro-rata refund less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).
Renewal: Your coverage is based on an annual contract. For credit card or debit card customers: regardless of the payment frequency you select, your service agreement will be automatically renewed annually on the same payment terms you selected, at the then-current renewal price. HomeServe is an independent company, separate from your local utility and community, providing emergency home repair services and protection solutions to homeowners across the U.S.

Frequently asked questions

When can I make a service call?
Your plan starts the day your order is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
What should I know about this plan?
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following electric central air conditioning system parts, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: capacitors; circuit boards and internal fuses or breakers; condensate pumps; condenser motor and fan; contactor switches; delay timer; fan controls and relays; filter dryer; high and low pressure switches; limit controls; up to one pound of refrigerant (excluding maintenance recharges which are not covered); relays; transformers and valves. Not covered: Air ducts, A/C coils, registers, grills, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, thermostats or thermostat wiring; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.

HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #W220985, with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from Florida City Gas and offers this optional service plan as an authorized representative of the service contract provider, ServicePlan of Florida, Inc., Florida License #70033, 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Florida City Gas. 

Cooling System Coverage for only $13.99/mo.

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