Electrical Line Protection Plus

Eligibility: To be eligible, you must own the residential single structure. If your exterior wiring is underground, you have to own the land your structure is on. If your exterior wiring is overhead, you do not have to own the land your structure is on. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your system at enrollment; your system was not installed per code; or your entire system is shared with a 3rd party or covered by an association.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the following for which you have sole responsibility, that has experienced an operational failure or is hazardous and is damaged due to normal wear and tear. Interior Electrical System: The broken or frayed (in the case of wiring) permanent electrical wiring from the service entrance wiring at the weatherhead or tap underground up to the switches and outlets in your home. The breaker panel/fuse box (inside or outside), switches and outlets in your home, and disconnect boxes and all wiring, breakers and switches contained within them are also covered. Exterior Electrical System: The broken or frayed (in the case of wiring) permanent electrical wiring, including the ground wire and service entrance conductor between your utility’s responsibility and the exterior wall of your home; meter base (if provided by your utility, we will install it); exterior breaker panel/fuse box, weatherhead, insulator, conduit and riser; and wiring to detached garages, secondary buildings/pools, and outdoor outlets/lighting/fixtures/fittings connected to your system. Repair of broken or hazardous outdoor outlets and lighting fittings/fixtures on your property that are connected to your system are also covered. Damage due to falling trees, tree branches, high winds or ice is covered, up to the benefit limit.
Not covered: Damage or failure due to disconnection or interruption to the main electrical supply, appliances, repair of wiring connected to or any part of the following: doorbells, smoke detectors, garage door systems, thermostats and similar type systems, remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters), and the following system-specific exclusions: Interior Electrical System: Service entrance conductors; knob and tube wiring, aluminum, or non-standard/non-permanent materials. Additional exclusions apply. Exterior Electrical System: Transformers, generators, non-utility supplied power and/or lines, meter pedestals, pool heaters. Additional exclusions apply. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your utility. If costs on covered repairs exceed the benefit limit, you pay the difference.Technicians must have safe access to the work area. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.
Cancellation: Cancel your plan any time by calling HomeServe or visiting www.homeserve.com/cancel. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less benefits paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less benefits paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less benefits paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.