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Exterior Electrical Coverage

30 Day Money Back Guarantee

  • Why Choose this Plan

    It costs $1,658 to replace the weatherhead, service cable from weatherhead to meter box and the service entrance conductor.*

    Problems with your exterior electrical wiring system can cause:

    • a power outage
    • exposed electrical wires
    • flickering lights

    Many homeowners are not aware that they may be responsible to pay for repairs to some exterior electrical components on their private property. If your exterior electrical wiring breaks down, you need a qualified electrician to reconnect overhead lines, replace underground service, repair a loose meter or replace faulty wiring. Without the Exterior Electrical Coverage, a breakdown may require you to pay these typical costs for repairs.

    *National average repair costs within the HomeServe network as of June 2020.

  • What's Covered
    • Weatherhead
    • Insulator
    • Riser
    • Meter base
    • Service entrance conductor
    • Failed permanent high voltage electrical wiring
  • Overview

    Exterior electrical component failures can be caused by, falling trees, tree branches, high winds aging of the power line, tripped breakers, ground settling, weatherhead corrosion, a loose entrance cable, a broken meter socket, or a loose breaker. It can be expensive to repair or replace your home's exterior electrical components.

    Help safeguard your finances against the costs of emergency repairs with a home service repair plan from HomeServe. Eligible homeowners can select Exterior Electrical Coverage, which provides up to $5,000 in annual coverage with multiple service calls for covered repairs. This optional coverage can help ensure that your exterior electric line can be fixed by a licensed and insured professional in a timely manner.

  • Benefits
    • $5,000 annual benefit amount
    • Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs

Important coverage information7063

Eligible7063

  • An owner of both a residential single structure permanently secured to the ground and the land it is located on including single-family home, townhomes and multi-family homes
Additional limitations apply. See more. See less

Not Eligible 7063

  • Recreational vehicles or homes on wheels and properties used for commercial purposes
  • If you know of any current problems with your exterior electrical system before enrollment; your exterior electrical system is shared with a 3rd party or covered by a homeowners' association or the like; or your electrical services entrance is rated less than 80 amps
Additional limitations apply. See more. See less

Exclusions7063

  • Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is covered by your utility. Additional exclusions apply
Additional limitations apply. See more. See less
Eligibility: An owner of both a residential single structure that is not intended to be moved and the land it is located on may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your exterior electrical system before enrollment; your exterior electrical system is shared with a 3rd party or covered by a homeowners' association or the like; or your electrical services entrance is rated less than 80 amps. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous permanent high voltage overhead or underground wiring and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility's responsibility and the exterior wall of your home, for which you have sole responsibility, that is damaged due to normal wear and tear, falling trees, tree branches, high winds or ice, not accident or negligence. Frayed high voltage wiring that is still functional is also covered.
Not covered: Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is covered by your utility. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your form is processed, and there is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.
Cancellation: Cancel anytime by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.

Frequently asked questions

When can I make a service call?
Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
What's covered?
Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed or hazardous permanent high voltage overhead or underground wiring and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility's responsibility and the exterior wall of your home, for which you have sole responsibility, that is damaged due to normal wear and tear, falling trees, tree branches, high winds or ice, not accident or negligence. Frayed high voltage wiring that is still functional is also covered.
What's not covered?
Damage or failure due to disconnection or interruption to the main electrical supply; transformers; generators; non-utility supplied power and/or lines; appliances; and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. The meter that measures the amount of electricity used is not covered by this plan, but it is covered by your utility. Additional exclusions apply.

HomeServe USA Repair Management Corp. (“HomeServe”), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from Oklahoma Gas & Electric and offers this optional service plan as an authorized representative of the contract issuer, North American Warranty, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from Oklahoma Gas & Electric.

Exterior Electrical Coverage for only $5.99/mo.

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