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Heating and Cooling System

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Heating and Cooling System Rail

$18.99/mo.

30 Day Money Back Guarantee

  • Why Choose this Plan

    Replacing most heating and central A/C components cost $300-$700‡.

    How a heating and cooling system failure can affect your home:

    • a bad condenser can cause the fan to blow but not cool
    • blower motor failure can mean the system won’t supply enough heat
    • circuit board failure can cause the breaker to keep tripping
    • freon or coolant leak can prevent cool air from flowing into your home

    As a homeowner, you are responsible for the heating and cooling systems inside your home, and you will have to arrange and pay for any necessary repairs. ‡National average repair costs as of December 2024. No charge for covered repairs up to your service call benefit amount.

  • What's Covered
    • High and low pressure switches
    • Limit controls
    • Refrigerant (excluding maintenance recharges)
    • Relays, transformers and valves
    • Standard thermostats, transformers and wiring/circuity
    • Blower bearings, belts, pulleys, motors, shafts and controls
    • Standard air filters and spark ignitors
    • Capacitors, equipment fuses and low pressure regulators
    • Disconnect fan, limit and rollout switches
    • Main and pilot burners, pilot burner generators and thermocouples
    • Capacitors and circuit boards
    • Internal fuses or breakers
    • Condensate pumps
    • Condenser motor and fan
    • Contactor switches and delay timer
    • Fan controls, relays and filter dryer
  • Overview

    With coverage, you don't have to stress when a heating or cooling system emergency hits. You simply call the 24/7 hotline to schedule a covered repair. A qualified contractor will be dispatched to your home to take care of the problem, with no out-of-pocket bills to you on covered repairs up to the benefit amount.

    Heating and cooling system problems are typically best left to the professionals. With a plan from HomeServe, you get access to HomeServe's trusted network of contractors with repairs guaranteed for one year so you'll have long-lasting peace of mind.

  • Benefits
    • $2,500 annual benefit amount
    • Cooling System: Multiple service calls up to annual benefit
    • Heat Pump: Multiple service calls up to annual benefit
    • Gas/Electric Heating System Only: Multiple service calls up to annual benefit
    • 30-day review period
    • One-year guarantee on all covered repairs

Important coverage information

Eligible

  • To be eligible, you must own the residential single structure or a unit within a structure
  • If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement
Additional limitations apply. See more. See less

Not Eligible

  • If your home is a recreational vehicle, intended to be moved, or used for commercial purposes
  • You know of any current problems with your systems at enrollment, your systems were not installed per code, or per manufacturer specifications
  • Your entire systems are shared with a 3rd party or covered by an association
  • Your systems are installed on a roof; are geothermal heat pump, through the wall, or hanging units; your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, or is a combination ambient heat/domestic hot water heating unit; or your heat pump/cooling system has non-compliant components, exceeds 5 tons capacity, or is an ammonia cooling, ductless, or window unit
Additional limitations apply. See more. See less

Exclusions

  • Remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters). Technicians must have safe access to the work area. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Additional exclusions apply.
  • Heating System: Air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply.
  • Heat Pump/Cooling System: Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: To be eligible, you must own the residential single structure or a unit within a structure. If you own a multi-family home or multiple housing units, provide the mailing address for each service agreement. You are not eligible if your home is a recreational vehicle, intended to be moved, or used for commercial purposes; you know of any current problems with your systems at enrollment; your systems were not installed per code or per manufacturer specifications; your entire systems are shared with a 3rd party or covered by an association; your systems are installed on a roof; are geothermal heat pump, through the wall, or hanging units; your heating system has a furnace or boiler rated at inputs of 400,000 Btu/hr. or more, or is a combination ambient heat/domestic hot water heating unit; or your heat pump/cooling system has non-compliant components, exceeds 5 tons capacity, or is an ammonia cooling, ductless, or window unit.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a central forced-air furnace or circulating hot water heating system fueled by natural gas, propane, oil or electricity, and central forced-air heat pump/cooling system fueled by electricity for which you have sole responsibility, that have experienced an operational failure and are damaged due to normal wear and tear, not accident or negligence. Heating System: Air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformers. Heat Pump/Cooling System: Capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, defrost controls, defrost sensors, transformers, and valves. Coverage provides for repairs or replacement of parts only. Your systems will not be replaced.
Not covered: Remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters) and the following product-specific exclusions. Heating System: Air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply. Heat Pump/Cooling System: Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them. Additional exclusions apply. Technicians must have safe access to the work area. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.
Cancellation: Cancel your plan any time by calling HomeServe or visiting www.homeserve.com/cancel. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less benefits paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less benefits paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less benefits paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.

Frequently asked questions

What's covered?
Coverage provides, up to the applicable benefit limit, to repair or replace the following broken or failed parts of a central forced-air furnace or circulating hot water heating system fueled by natural gas, propane, oil or electricity, and central forced-air heat pump/cooling system fueled by electricity for which you have sole responsibility, that have experienced an operational failure and are damaged due to normal wear and tear, not accident or negligence. Heating System: Air scoops, aquastat, barometric damper, belts, pulleys, blower motors, blower assemblies, circuit boards, circulators, ECO safeties, fan controls, limit controls, fusible links, gas valves, ignition controls, induced draft motor, blower, low water cutoff, main burners, pilot burners, pilots, thermocouples, pressure switches, regulator valves, relays, spill switches, and transformers. Heat Pump/Cooling System: Capacitors, circuit boards, internal fuses, breakers, condensate pumps, condenser motor, condenser fan, contactor switches, delay timer, fan controls, fan relays, filter dryer, high and low pressure switches, limit controls; up to 1 pound of refrigerant, relays, defrost controls, defrost sensors, transformers, and valves. Coverage provides for repairs or replacement of parts only. Your systems will not be replaced.
What's not covered?
Remediating or notifying you of mold or hazardous materials, any sections/parts not installed properly, repairs or replacement protected under other coverage, and damage from accidents, negligence or otherwise caused by you, others, wildlife or unusual circumstances (such as natural disasters) and the following product-specific exclusions. Heating System: Air ducts, registers, air filters, zoning components and electronics, electronic air cleaners, flue venting, humidifiers, thermostats, thermostat wiring, air balancing, chimney maintenance or repairs, heating jacket, asbestos or other insulation; heat exchangers, leaking boilers, boiler distribution piping, radiators. Additional exclusions apply. Heat Pump/Cooling System: Air ducts, a/c coils, registers, grilles, asbestos coverings, balancing of system, wiring and parts external to the unit, compressors or chillers, condenser casings, condenser coils, evaporator coils, metering systems/TXV valves, refrigerant for maintenance recharges, more than 1 pound of refrigerant, thermostats, thermostat wiring, refrigerant conversions; disconnect boxes and all wiring, breakers and switches contained within them. Additional exclusions apply. Technicians must have safe access to the work area. If costs on covered repairs exceed the benefit limit, you pay the difference. You will not be reimbursed for repairs performed by anyone not authorized by HomeServe.
When can I make a service call?
You can make a service call immediately after your plan starts, which is 30 days after your enrollment is processed. Upon renewal/restart (if applicable), you can make a service call immediately.

*HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #W220985, with corporate offices located at 45 Glover Avenue, 6th Floor, Norwalk, CT 06850, is an independent company separate from Florida Public Utilities and offers this optional service plan as an authorized representative of the service contract provider, Northcoast Warranty Services, Inc., license number 49123, 800 Superior Avenue E, 21st Floor, Cleveland, OH 44114. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from Florida Public Utilities. Florida Public Utilities and HomeServe entered into a commercial agreement to introduce these plans to Florida Public Utilities customers.

Heating and Cooling System for only $18.99/mo.

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