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Electrical Line Coverage

30 Day Money Back Guarantee

  • Why Choose this Plan

    Problems with your exterior electrical wiring system can cause:

    A faulty 200 amp electrical panel can cost up to $1,248 to replace.*

    If an electrical breakdown happens, you need qualified help quickly to rewire faulty sections and repair switches, outlets, breaker/fuse boxes and control panels. As well as reconnect overhead lines, replace underground service or repair a loose meter. Finding help can be difficult and time-consuming and repairs can be expensive. Lighten your load from expensive repairs with an affordable repair plan from HomeServe USA and get access to our 24/7 hotline where you can schedule a repair for your home's interior electrical wiring system.

    *National average repair costs within the HomeServe network as of June 2020. No charge for covered repairs up to your service call benefit amount.

  • What's Covered
    • Distribution center (panel or fuse box)
    • Faulty wiring to wall light
    • Faulty or damaged electrical outlet
    • Broken light switch
    • Faulty or damaged GFCI outlet
    • Faulty wiring to exhaust fan
    • Other qualifying repairs to the wiring that carries electricity to points of use in your home
    • Weatherhead
    • Insulator
    • Riser
    • Meter base
    • Service entrance conductor
    • Permanent high voltage electrical wiring
    • Repair or replacement of permanent wiring to detached garages, and permanent wiring to fixtures such as light posts and pool heaters, that have failed or are creating a hazardous condition due to normal wear and tear.
  • Overview

    As a homeowner, you are responsible for the costs associated with repairing your home's interior electrical wiring and some exterior electrical components. Costs associated with repairing components of these systems can be expensive, costing you hundreds of dollars in unexpected expenses. If you have an electrical breakdown, finding help can be difficult and time consuming.

    Price includes a 50% off instant rebate per month for your first year. Price includes a $3.00 instant rebate per month for your first year. With a repair plan from HomeServe, you get protection from the high cost of repairs. This optional coverage includes Interior Electrical provides up to $2,500 in annual coverage with multiple service calls for interior electrical covered repairs and up to $3,000 in annual coverage with multiple service calls for exterior electrical covered repairs.

  • Benefits

    Why choose this plan:

    • $5,500 annual benefit amount
    • Exterior Electric Line : Multiple service calls up to annual benefit
    • Interior Electric Line: Multiple service calls up to annual benefit
    • 30-day wait period with a money-back guarantee
    • One-year guarantee on all covered repairs

Important coverage information

Eligible

  • An owner of both a residential single structure that is not intended to be moved and the land it is located on
Additional limitations apply. See more. See less

Not Eligible

  • If your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your entire system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps
Additional limitations apply. See more. See less

Exclusions

  • Damage or failure due to disconnection or interruption to the main electrical supply; appliances and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Exterior Electric: Transformers, generators, non-utility supplied power and/or lines, meter pedastals. Additional exclusions apply. Interior Electric: Service entrance conductors, knob and tube wiring, aluminum, or other non-standard/non-permanent materials. Additional exclusions apply.
Additional limitations apply. See more. See less
Eligibility: An owner of both a residential single structure that is not intended to be moved and the land it is located on may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your system(s) before enrollment; your entire system(s) is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps.
Benefit Details: Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: Exterior Electric: The broken, failed or hazardous permanent high voltage overhead or underground wiring, including to detached garages and fixtures, and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility’s responsibility and the exterior wall of your home. Frayed high voltage wiring that is still functional is also covered. Interior Electric: The broken, failed or hazardous high-voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets.
Not covered: Damage or failure due to disconnection or interruption to the main electrical supply; appliances and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Exterior Electric: Transformers, generators, non-utility supplied power and/or lines, meter pedastals. Additional exclusions apply. Interior Electric: Service entrance conductors, knob and tube wiring, aluminum, or other non-standard/non-permanent materials. Additional exclusions apply. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your local utility.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe or visiting www.homeserve.com. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a refund of 90% of the unearned pro rata price (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill, described as Electric Line Protection Plans.

Frequently asked questions

What should I know about Exterior Electrical Line Coverage?
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: the broken, failed or hazardous permanent high voltage overhead or underground wiring, including to detached garages and fixtures, and the weatherhead, insulator, riser, meter base, and service entrance conductor located between your utility’s responsibility and the exterior wall of your home. Frayed high voltage wiring that is still functional is also covered. Not covered: Transformers, generators, non-utility supplied power and/or lines, meter pedastals, damage or failure due to disconnection or interruption to the main electrical supply; appliances and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply.
What should I know about Interior Electrical Line Coverage?
Coverage provides, up to the benefit amount, for the covered cost to repair or replace the following, for which you have sole responsibility, that are damaged due to normal wear and tear, not accident or negligence: the broken, failed or hazardous high-voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets. Not covered: Service entrance conductors, knob and tube wiring, aluminum, or other non-standard/non-permanent materials, damage or failure due to disconnection or interruption to the main electrical supply; appliances and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. Additional exclusions apply. The meter that measures the amount of electricity used is not covered by this plan, but it may be covered by your local utility.

This optional coverage is offered by FPL Energy Services, Inc. (“FPLES”), Florida License #E099597, and not Florida Power & Light Company (“FPL”). FPLES is an unregulated subsidiary of FPL. The coverage is administered by HomeServe USA Repair Management (Florida) Corp. (“HomeServe”), Florida License #P129179 with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851. The coverage is provided by the contract issuer, Technology Insurance Company Inc., 59 Maiden Lane, 43rd Floor, New York, NY 10038. FPLES, HomeServe and Technology Insurance Company are each separate and independent companies. This service plan is not provided by your local electric or water utility. Your choice of whether to purchase this plan will not affect the price, availability or terms of service from FPLES. FPLES and HomeServe entered into an agreement to introduce these plans. 

Electrical Line Coverage for only $3.99/mo.

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