Interior Electrical Plan with Electrical Vehicle Charger

Eligibility: An owner of both a residential single structure that is not intended to be moved and the land it is located on may be eligible for coverage. You are not eligible if your property is used for commercial purposes; you know of any current problems with your interior electrical system before enrollment; your interior electrical system is shared with a 3rd party or covered by a homeowners’ association or the like; or your electrical services entrance is rated less than 80 amps. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace the broken, failed, or hazardous high-voltage wiring from and including the breaker panel or fuse box, up to and including switches and outlets; disconnect boxes and all wiring, breakers and switches contained within them, for which you have sole responsibility, that is damaged due to normal wear and tear falling trees, tree branches, high winds or ice, not accident or negligence. 1 broken, failed, or hazardous level 2 electrical charging device used for the charging of plug-in electric vehicles, including plug-in hybrid vehicles is also covered.
Not covered: Interior Electrics: Appliances; appliance cords; non-standard wall switches; remote control outlets; extension cords; service entrance conductors; resetting circuit breakers or system controls; knob and tube wiring, aluminum, or non-standard/non-permanent materials; damage or failure due to disconnection or interruption to the main electrical supply; replacement of light bulbs, light fixtures and fittings, fuses, or plugs; wiring connected to or part of any low voltage system, including security alarms and systems, telephone wiring, and garage door systems and damage from accidents, negligence or otherwise caused by you, others or unusual circumstances. EV Charger: Reimbursement for EV Chargers otherwise covered by a manufacturer’s warranty, service contract, or insurance policy; or involved in a manufacturer’s recall, defect or class action lawsuit; Reimbursement for failure due to external factors, such as rust, corrosion, warping, bending, animals, animal inhabitation or insect infestation; caused by improper removal or installation of replaceable components, modules, parts or peripheral devices and/or installation of incorrect parts; or caused by malwares such as viruses, spyware, worms, trojans for EV Chargers that are connected to the internet. Any additional expenses incurred in replacing or removing EV Chargers; or any cost associated with making space suitable for installation when a replacement EV Charger does not fit in the existing space, including modifications to flooring, walls, or cabinetry. Additional exclusions apply. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a service call, giving you 11 months of coverage during the first year. Upon renewal/reactivation (if applicable), there is no waiting period.
Cancellation: Cancel any time by calling HomeServe. If you cancel within 30 days of your start date, you will get a full refund (less claims paid, where applicable). Cancellations after the first 30 days will result in a pro-rata refund (less claims paid, where applicable).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.