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Covered Systems

What's Covered

What's Not Covered

Annual Benefit Amount

Service Calls

Service Call Fee

Covered Systems Mobile 1

  • Doorbell System
  • Ductwork
  • Kitchen Refrigerator
  • Garbage Disposal
  • Interior Electrical System
  • Appliances
  • Interior Plumbing
  • Key Service
  • Cooling System (including Heat Pump)
  • Heat System
  • Water Heater

What's Covered Mobile 1

  • Cooling System ($3,000 annual benefit)
  • Doorbell System ($1,000 annual benefit)
  • Electrical System ($1,500 annual benefit)
  • Garbage Disposal ($500 annual benefit)
  • Ductwork ($1,000 annual benefit)
  • Heating System ($3,000 annual benefit)
  • Interior Plumbing System ($2,000 annual benefit)
  • Range/Oven/Cooktop, Dishwasher, Microwave Oven, Trash Compactor ($2,000 annual benefit)
  • Kitchen Refrigerator ($2,000 annual benefit)
  • Water Heater ($1,500 annual benefit)
  • Key Service (Unlimited annual benefit)

What's Not Covered Mobile 1

Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and other exclusions.Cooling: Condenser casings; registers; grilles; filters; evaporated cooling pads; electronic air cleaners; water towers; roof jacks or stands; ductwork; flues and vents; humidifiers; dehumidifiers; programmable and wifi thermostats; piping (exposed, underground or submerged) and parts that are outside Your Home for geothermal and/or water source heat pumps. Additional exclusions apply.Dishwasher: Racks, baskets, rollers. Additional exclusions apply.Doorbell System: Any audio/video surveillance systems, intercom systems, or computers/monitors working in conjunction with the doorbell system. Additional exclusions apply.Ductwork: Registers; grilles; dampers; insulation; crushed, pest damaged or asbestos-insulated ductwork. Additional exclusions apply.Electrical System: Meter boxes, fixtures, alarms, intercoms, direct current (DC) wiring or parts, power failures or surges, telephone wiring, any loss due to water seepage along service cables, conditions of inadequate wiring capacity or overload, low voltage wiring or relays, control panels, obstructed access to covered equipment. Additional exclusions apply.Heating System: Baseboard casings, fireplace inserts, chimneys, filters, registers, humidifiers, dehumidifiers, grilles, clocks, timers, fuel storage tanks, ductwork, flues and vents, programmable and wifi thermostats. Additional exclusions apply.Interior Plumbing System: Leaks, breaks, collapses or damages to water, drain, gas, waste or vent lines caused by freezing; faucets and fixtures; bathtubs, shower enclosures and base pans; sinks; toilet lids and seats; caulking or grouting; manifolds; septic tanks; water softeners; pressure regulators; inadequate or excessive water pressure; sewage ejector pumps; holding or storage tanks; saunas or steam rooms; leach beds; fire suppression and other sprinkler systems; irrigation systems; battery back-up sump pumps; frost-free lines; plumbing, piping, fixtures, stoppages caused by collapsed, damaged, or broken drains, vents or sewer lines outside your home; stoppages due to roots or foreign objects. Additional exclusions apply.Microwave Oven: Light bulbs, interior linings, door glass, clocks, shelves, portable or countertop units, meat probe assemblies, rotisseries. Additional exclusions apply.Range/Oven/Cooktop: Light bulbs or clocks (unless they affect the function of the oven), meat probe assemblies, rotisseries, racks, handles, knobs and dials. Additional exclusions apply.Kitchen Refrigerator: Racks, shelves, beverage dispensers and their respective equipment, interior thermal shells, food or other content spoilage, light bulbs, multi-media center parts. Additional exclusions apply.Trash Compactor: Lock and key assemblies, removable buckets. Additional exclusions apply.Water Heater: Solar parts, holding or storage tanks, noise, fuel storage tanks and energy conservation units, flues and vents, earthquake straps, mounting stands. Additional exclusions apply.Key Services: Sliding doors; garage door openers; replacement of deadbolts, knobs or associated hardware; broken or damaged locks; padlocks; gates, windows, file cabinets, safes, desk or mailbox locks; or any other services provided by the locksmith. Additional exclusions apply.

Annual Benefit Amount Mobile 1

  • Doorbell System - $1,000
  • Ductwork - $1,000
  • Kitchen Refrigerator - $2,000
  • Garbage Disposal - $500
  • Interior Electrical System - $1,500
  • Appliances - $2,000
  • Interior Plumbing - $2,000
  • Key Service - Unlimited
  • Cooling System (including Heat Pump) - $3,000
  • Heat System - $3,000
  • Water Heater - $1,500

Service Calls Mobile 1

  • Doorbell System: Multiple service calls up to annual benefit
  • Ductwork: Multiple service calls up to annual benefit
  • Kitchen Refrigerator : Multiple service calls up to annual benefit
  • Garbage Disposal: Multiple service calls up to annual benefit
  • Interior Electrical System: Multiple service calls up to annual benefit
  • Appliances: Multiple service calls up to annual benefit
  • Interior Plumbing: Multiple service calls up to annual benefit
  • Key Service: 1 service calls (Unlimited per call)
  • Cooling System (including Heat Pump): Multiple service calls up to annual benefit
  • Heat System: Multiple service calls up to annual benefit
  • Water Heater: Multiple service calls up to annual benefit

Service Call Fee Mobile 1

$75

Covered Systems Mobile 2

  • Attic, Ceiling, and Exhaust Fans
  • Clothes Washer and Dryer
  • Doorbell System
  • Ductwork
  • Kitchen Refrigerator
  • Garage Door Opener
  • Garbage Disposal
  • HVAC Tune-Up
  • Interior Electrical System
  • Plumbing Fixtures and Faucets
  • Appliances
  • Interior Plumbing
  • Cooling System (including Heat Pump)
  • Heat System
  • Water Heater

What's Covered Mobile 2

  • Cooling System ($3,000 annual benefit)
  • Doorbell System ($1,000 annual benefit)
  • Electrical System ($1,500 annual benefit)
  • Garbage Disposal ($500 annual benefit)
  • Ductwork ($1,000 annual benefit)
  • Heating System ($3,000 annual benefit)
  • Interior Plumbing System ($2,000 annual benefit)
  • Range/Oven/Cooktop, Dishwasher, Microwave Oven, Trash Compactor ($2,000 annual benefit)
  • Kitchen Refrigerator ($2,000 annual benefit)
  • Water Heater ($1,500 annual benefit)
  • Attic, Ceiling, and Exhaust Fans ($500 annual benefit)
  • Central Vacuum System ($1,000 annual benefit)
  • Clothes Washer and Clothes Dryer ($2,500 annual benefit)
  • Garage Door Opener ($1,000 annual benefit)
  • Key Service (Unlimited annual benefit)
  • Heating and Cooling Tune-Up

What's Not Covered Mobile 2

Damage from accidents, negligence or otherwise caused by you, others or unusual circumstances and other exclusions.Cooling: Condenser casings; registers; grilles; filters; evaporated cooling pads; electronic air cleaners; water towers; roof jacks or stands; ductwork; flues and vents; humidifiers; dehumidifiers; programmable and wifi thermostats; piping (exposed, underground or submerged) and parts that are outside Your Home for geothermal and/or water source heat pumps. Additional exclusions apply.Dishwasher: Racks, baskets, rollers. Additional exclusions apply.Doorbell System: Any audio/video surveillance systems, intercom systems, or computers/monitors working in conjunction with the doorbell system. Additional exclusions apply.Ductwork: Registers; grilles; dampers; insulation; crushed, pest damaged or asbestos-insulated ductwork. Additional exclusions apply.Electrical System: Meter boxes, fixtures, alarms, intercoms, direct current (DC) wiring or parts, power failures or surges, telephone wiring, any loss due to water seepage along service cables, conditions of inadequate wiring capacity or overload, low voltage wiring or relays, control panels, obstructed access to covered equipment. Additional exclusions apply.Heating System: Baseboard casings, fireplace inserts, chimneys, filters, registers, humidifiers, dehumidifiers, grilles, clocks, timers, fuel storage tanks, ductwork, flues and vents, programmable and wifi thermostats. Additional exclusions apply.Interior Plumbing System: Leaks, breaks, collapses or damages to water, drain, gas, waste or vent lines caused by freezing; faucets and fixtures; bathtubs, shower enclosures and base pans; sinks; toilet lids and seats; caulking or grouting; manifolds; septic tanks; water softeners; pressure regulators; inadequate or excessive water pressure; sewage ejector pumps; holding or storage tanks; saunas or steam rooms; leach beds; fire suppression and other sprinkler systems; irrigation systems; battery back-up sump pumps; frost-free lines; plumbing, piping, fixtures, stoppages caused by collapsed, damaged, or broken drains, vents or sewer lines outside your home; stoppages due to roots or foreign objects. Additional exclusions apply.Microwave Oven: Light bulbs, interior linings, door glass, clocks, shelves, portable or countertop units, meat probe assemblies, rotisseries. Additional exclusions apply.Range/Oven/Cooktop: Light bulbs or clocks (unless they affect the function of the oven), meat probe assemblies, rotisseries, racks, handles, knobs and dials. Additional exclusions apply.Kitchen Refrigerator: Racks, shelves, beverage dispensers and their respective equipment, interior thermal shells, food or other content spoilage, light bulbs, multi-media center parts. Additional exclusions apply.Trash Compactor: Lock and key assemblies, removable buckets. Additional exclusions apply.Water Heater: Solar parts, holding or storage tanks, noise, fuel storage tanks and energy conservation units, flues and vents, earthquake straps, mounting stands. Additional exclusions apply.Attic, Ceiling, and Exhaust Fans: Belts, shutters and filters. Additional exclusions apply.Central Vacuum System Ductwork and any accessories. Additional exclusions apply.Clothes Washer: Mini portable washing machines, soap dispensers, filter screens, knobs and dials, clothing or other items damaged in using the clothes washer. Additional exclusions apply.Clothes Dryer: Venting ducts, lint screens, knobs and dials, clothing or other items damaged in using the clothes dryer. Additional exclusions apply.Garage Door Opener: Garage doors, counterbalance mechanisms (including cables, pulleys and springs), tracks, rollers, garage door opener remotes and wireless keypads. Additional exclusions apply.Key Services: Sliding doors; garage door openers; replacement of deadbolts, knobs or associated hardware; broken or damaged locks; padlocks; gates, windows, file cabinets, safes, desk or mailbox locks; or any other services provided by the locksmith. Additional exclusions apply.

Annual Benefit Amount Mobile 2

  • Attic, Ceiling, and Exhaust Fans - $500
  • - $1,000
  • Clothes Washer and Dryer - $2,500
  • Doorbell System - $1,000
  • Ductwork - $1,000
  • Kitchen Refrigerator - $2,500
  • Garage Door Opener - $1,000
  • Garbage Disposal - $500
  • HVAC Tune-Up - Unlimited
  • Interior Electrical System - $2,000
  • Plumbing Fixtures and Faucets - $500
  • Appliances - $2,500
  • Interior Plumbing - $3,000
  • Cooling System (including Heat Pump) - $5,000
  • Heat System - $3,500
  • Water Heater - $1,500

Service Calls Mobile 2

  • Attic, Ceiling, and Exhaust Fans: Multiple service calls up to annual benefit
  • : Multiple service calls up to annual benefit
  • Clothes Washer and Dryer: Multiple service calls up to annual benefit
  • Doorbell System: Multiple service calls up to annual benefit
  • Ductwork: Multiple service calls up to annual benefit
  • Kitchen Refrigerator : Multiple service calls up to annual benefit
  • Garage Door Opener: Multiple service calls up to annual benefit
  • Garbage Disposal: Multiple service calls up to annual benefit
  • HVAC Tune-Up: 2 service calls (Unlimited per call)
  • Interior Electrical System: Multiple service calls up to annual benefit
  • Plumbing Fixtures and Faucets: Multiple service calls up to annual benefit
  • Appliances: Multiple service calls up to annual benefit
  • Interior Plumbing: Multiple service calls up to annual benefit
  • Cooling System (including Heat Pump): Multiple service calls up to annual benefit
  • Heat System: Multiple service calls up to annual benefit
  • Water Heater: Multiple service calls up to annual benefit

Service Call Fee Mobile 2

$75