Plumbing and Drainage Cover for Houses

Internal Plumbing & Drainage

Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property

Up to £2,000 per claim

Up to 3 claims per policy period

External Drainage

Leaks or blockages to your external drainage pipes, to leave your drain running clear

Up to £4,000 per claim

Up to 2 claims per policy period

Excess Amount Payable

You will have to pay the first £50 of any claim. We can only accept payment using the following cards: MasterCard, Solo, Switch Maestro, Visa or Visa Delta. A separate excess payment is required for each area of policy coverage affected by a claim, whether for a single incident which requires you to claim under more than one area of policy coverage or for each new unrelated claim you make. Excess payment(s) will be taken when you call to make a claim. Please see the policy Terms & Conditions for further details.

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

Internal Plumbing & Drainage

Leaking overflow pipes and any dripping tap that requires repairing

Showers including the shower unit, controls, outlet or shower head

Smells and noises from pipework or drains

Replacement of water tanks/radiators, thermostatic radiator valves, hot water cylinders and sanitary ware

External Drainage

Drains (sewers) for which you do not have responsibility (including any outside of your property boundary) or beneath or inside any building

Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again

External guttering, rainwater downpipes, rainwater drains and
soakaways

Repairs to your external water supply pipe

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for homeowners only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use.

Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.