Landlord's Emergency Plus Cover (Houses)

Internal Plumbing & Drainage

Repairs to your internal plumbing and/or internal drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked internal drainage, leaks, or loss of toilet facilities in your property

Up to £3,000 per claim, up to 5 claims per policy period up to a maximum of 5 claims across the whole policy per policy period

External Drainage

Repairs in the event of leaks and blockages to external drainage, to leave your drain running clear

The engineer will clear the drain or repair or replace the damaged section of waste pipe

Up to £3,000 per claim, up to 5 claims per policy period up to a maximum of 5 claims across the whole policy per policy period

Electrical Emergency & Breakdown

An emergency caused by, or breakdown of, the domestic electrical wiring supply system and its components (switches, sockets, fuse box)

Up to £3,000 per claim, up to 5 claims per policy period up to a maximum of 5 claims across the whole policy per policy period

Security & Roofing

Boarding up broken glazing in order to make your property secure

Making your property secure in the event of loss of keys for external doors

Use of tarpaulin to protect property in the event of roofing tiles blown off during bad weather

Up to £3,000 per claim, up to 5 claims per policy period up
to a maximum of 5 claims across the whole policy per
policy period

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

Internal Plumbing & Drainage

Showers and sanitary ware (e.g. basins)

Smells and noises from pipework or drains

Any dripping tap that needs repairing

Leaking overflow pipes

External Drainage

Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building

Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again

External guttering, rainwater downpipes and soakaways

Electrical Emergency & Breakdown

The re-setting of circuit breakers where it is not associated with permanent repair work and where it can be reset by you

All non-permanent wiring/electrics, e.g. kettles, fairy lights or any other appliances with plugs

Security & Roofing

Doors or windows that do not secure the property

Loss of keys if your property is secure and not vulnerable to intruders

Replacement of garage doors or replacement/repair of the
electrical unit powering a garage door

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for landlords only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

Flats, maisonettes, mobile homes, bedsits, sub-divided homes and sub-let properties are not covered.