HomeServe Cover 8 plus Annual Boiler Service - cover for a range of home emergencies and breakdowns plus you get an annual boiler service!

Water Supply Pipe

Repair or replacement of a leaking or blocked water supply pipe

Up to £4,000 per claim, no limit to the number of claims

Internal Plumbing & Drainage

Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property

Up to £4,000 per claim, no limit to the number of claims

External Drainage

Leaks or blockages to your external drainage pipes, to leave your drain running clear

Up to £4,000 per claim, no limit to the number of claims

Plumbing Maintenance

Repair of dripping or seized taps and escapes of water from toilets or tank overflows

Up to £4,000 per claim, no limit to the number of claims

Electrical Emergency & Breakdown

An emergency caused by, or breakdown of, the domestic electrical wiring supply system and its components (switches, sockets, fuse box)

Up to £4,000 per claim, no limit to the number of claims

Security, Roofing & Pest

Rats/mice infestation inside the home and wasps/hornets within the home or garden

Protecting your home following damage to your roof, windows or external doors

Replacing lost keys and repairing broken locks for doors which secure your home

Up to £4,000 per claim, no limit to the number of claims

Internal Gas Supply Pipe

Leaking internal gas supply pipe

Up to £4,000 per claim, no limit to the number of claims

Gas Central Heating Breakdown

A leak within or breakdown of the 'natural gas' gas central heating boiler, the central heating system and its associated pipework

Radiators and hot water cylinder

There is no claims limit and no limit to the number of claims provided the boiler is not beyond economical repair

Annual Boiler Service

Your policy includes provision for an annual gas boiler service. This is not an element of insurance and therefore is not part of the contract of insurance, underwritten by the underwriter and is not regulated by the FSA. This also means that if you have any complaint relating to this service, you will not have the right to refer the complaint to the Financial Ombudsman Service. We will contact you to arrange for an engineer to service the gas fired boiler to statutory requirements, manufacturer's recommendations and relevant codes of practice. Boiler services are normally undertaken Monday to Friday, 9am to 5pm, between April and September.

Excess Amount Payable

You will have to pay the first £50 of any claim. We can only accept payment using the following cards: MasterCard, Switch Maestro, Visa or Visa Delta. A separate excess payment is required for each area of policy coverage affected by a claim, whether for a single incident which requires you to claim under more than one area of policy coverage or for each new unrelated claim you make. Excess payment(s) will be taken when you call to make a claim. Excess payment(s) will be taken when you call to make a claim. Please see the policy Terms & Conditions for further details.

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

Water Supply Pipe

Costs of water lost during a leak

Sections of the water supply pipe for which you do not have responsibility

More than your fair share of the costs of a repair to a water supply pipe which is shared

Internal Plumbing & Drainage

Showers, domestic appliances and sanitary ware (e.g. basins)

Smells and noises from pipework or drains

External Drainage

Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building

Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again

External guttering, rainwater downpipes and soakaways

Plumbing Maintenance

Noisy or vibrating taps/pipes/toilets

Costs of water lost during a leak

Electrical Emergency & Breakdown

All non-permanent wiring/electrics, e.g. kettles, fairy lights or any other appliances with plugs

Shower unit or immersion heater unit

Security, Roofing & Pest

Any pest other than rats, mice, wasps and hornets

Loss of keys for outbuildings, garages, greenhouses and sheds

Doors or windows that do not secure the property

Replacement of garage doors or replacement/repair of the electrical unit powering a garage door

Internal Gas Supply Pipe

External gas supply pipe

Any gas appliance

Any pipe that is not within your property

Gas Central Heating Breakdown

Boilers which have been declared beyond economical repair (i.e. if the cost of parts inc VAT is more than 85% of the retail price of the boiler)

Systems specifically stated to be not covered, including; LPG systems, unvented cylinders, fan heating, under floor heating, warm air heating

Repairs if we have advised you to carry out maintenance work to prevent a future breakdown (until that work is complete)

Repairs, where due to obsolete parts, we can no longer
cover you (your policy will have been
cancelled/transferred)

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for homeowners only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

The property must be supplied with gas from the mains, be your permanent home and owned and solely occupied by you and your family as a private residence with no business use.

Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.