HomeServe Cover 3 - cover for a range of water-related problems including plumbing and drainage emergencies and incidents around the home.

Help protect against the cost and inconvenience of burst pipes, blocked drains and seized and dripping taps with HomeServe Cover 3. Cover for a wide range of water-related problems around the home.

Please note this policy is available online to customers purchasing this policy for the first time.

HomeServe Cover3
Water Supply Pipe
Repair or replacement of a leaking or blocked water supply pipe
Up to £4,000 per claim, no limit to the number of claims
Internal Plumbing & Drainage
Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property
Up to £4,000 per claim, no limit to the number of claims
External Drainage
Leaks or blockages to your external drainage pipes, to leave your drain running clear
Up to £4,000 per claim, no limit to the number of claims
Plumbing Maintenance
Repair of dripping or seized taps and escapes of water from
toilets or tank overflows
Up to £4,000 per claim, no limit to the number of claims
For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.
Water Supply Pipe
Costs of water lost during a leak
Sections of the water supply pipe for which you do not have responsibility
More than your fair share of the costs of a repair to a water supply pipe which is shared
Internal Plumbing & Drainage
Showers, domestic appliances and sanitary ware (e.g. basins)
Replacement of water tanks/radiators and hot water cylinders
A leaking central heating radiator, where you are able to turn off the radiator and stop the leak
Smells and noises from pipework or drains
External Drainage
Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building
Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again
External guttering, rainwater downpipes, rainwater drains and soakaways
Plumbing Maintenance
Noisy or vibrating taps/pipes/toilets
Costs of water lost during a leak
For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for homeowners only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use.

Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.

Important information

Prices include all fees and Insurance Premium Tax (IPT).

Please see Summary of Cover for what happens next year. Prices quoted are for Year 1 cover only. Current Year 2 price for HomeServe Cover 3 is £114 per year. Renewal prices are subject to change.

HomeServe is a trading name of HomeServe Membership Ltd which is authorised and regulated by the Financial Service Authority (FSA). Cable Drive, Walsall, WS2 7BN (registered in England no. 2770612).

Please refer to 'Who provides HomeServe Cover 3' in the Summary of Cover.

What water supply pipe service does my water company provide?
Your water company may offer a one-off repair service in the event of a water supply pipe leak. This service varies by water company, so we've set up a website which provides more details about your water supply pipe and the services that your water company offers. To learn more please visit www.yourwatersupplypipe.com.