HomeServe Cover 3 - cover for a range of water-related problems including plumbing and drainage emergencies and incidents around the home.

Water Supply Pipe

Repair or replacement of a leaking or blocked water supply pipe

Up to £4,000 per claim, no limit to the number of claims

Internal Plumbing & Drainage

Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property

Up to £4,000 per claim, no limit to the number of claims

External Drainage

Leaks or blockages to your external drainage pipes, to leave your drain running clear

Up to £4,000 per claim, no limit to the number of claims

Plumbing Maintenance

Repair of dripping or seized taps and escapes of water from toilets or tank overflows

Up to £4,000 per claim, no limit to the number of claims

Excess Amount Payable

You will have to pay the first £50 of any claim. We can only accept payment using the following cards: MasterCard, Solo, Switch Maestro, Visa or Visa Delta. A separate excess payment is required for each area of policy coverage affected by a claim, whether for a single incident which requires you to claim under more than one area of policy coverage or for each new unrelated claim you make. Excess payment(s) will be taken when you call to make a claim. Please see the policy Terms & Conditions for further details.

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

Water Supply Pipe

Costs of water lost during a leak

Sections of the water supply pipe for which you do not have responsibility

More than your fair share of the costs of a repair to a water supply pipe which is shared

Internal Plumbing & Drainage

Showers, domestic appliances and sanitary ware (e.g. basins)

Replacement of water tanks/radiators and hot water cylinders

A leaking central heating radiator, where you are able to turn off the radiator and stop the leak

Smells and noises from pipework or drains

External Drainage

Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building

Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again

External guttering, rainwater downpipes, rainwater drains and soakaways

Plumbing Maintenance

Noisy or vibrating taps/pipes/toilets

Costs of water lost during a leak

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for homeowners only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use.

Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.