Electrical Emergency and Breakdown Cover

Electrical Emergency & Breakdown

An emergency caused by, or breakdown of, the domestic electrical wiring supply system and its components (switches, sockets, fuse box)

Up to £2,000 per claim

No limit to the number of claims per policy period

Excess Amount Payable

You will have to pay the first £50 of any claim. We can only accept payment using the following cards: MasterCard, Solo, Switch Maestro, Visa or Visa Delta. A separate excess payment is required for each area of policy coverage affected by a claim, whether for a single incident which requires you to claim under more than one area of policy coverage or for each new unrelated claim you make. Excess payment(s) will be taken when you call to make a claim. Please see the policy Terms & Conditions for further details.

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

Electrical Emergency & Breakdown

All non-permanent wiring/electrics, e.g. kettles, fairy lights or any other appliances with plugs

Shower unit or immersion heater unit

Routine electrical maintenance tasks including replacing
light bulbs, fluorescent tubes and decorative light fittings and
replacing fuses in plugs

For more information about what's covered and what's not, please see the Summary of Cover and Terms & Conditions of this policy, also available in the policy documents section on the right hand side of this page.

This policy is for homeowners only.

Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service.

The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use.

Mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.