Do you need home emergency insurance?

You may need home emergency insurance if:

  1. You are a homeowner

    Your home is often your biggest investment, but looking after it comes at a price. Plumbing, drainage, heating and electrical repairs can be expensive and costs can escalate quickly.

    It can be hard to find a reliable tradesman and if you're stuck without water, heat or electricity in the middle of the night or on a bank holiday, you may not be able to find anyone at all. Homeserve home emergency insurance policies are designed to help take away this stress with fast response from qualified tradesmen and no extra to pay within cover limits.

    Find out more about: Plumbing and Drainage Policies, Heating and Gas Policies.
  1. You are responsible for your water pipe supply

    If you're a homeowner, generally it is likely that all the pipe work within your home boundary is your responsibility. Just as you are responsible for all the plumbing inside your home, your water supply pipe responsibility means that you are likely to have to repair any leaks or damage to this pipe too.* That can mean digging up your paving, lawn or driveway, which can be an expensive hassle. That's why we offer dedicated Water Supply Pipe Cover. so that in the event of water pipe supply leak you can get help fast, at no extra expense.

    *This responsibility may be shared with neighbouring properties.
  1. Gas Leaks

    The National Gas Emergency Service will respond to internal gas leals and are likely to spend no more than 30 minutes to resolve the problem before it becomes the responsibility of the homeowner to resolve.
  1. If you are a landlord

    Under the law, landlords must ensure that gas appliances are serviced according to manufacturer's instructions by a engineer registered with CORGI every year. This is known as a CP12 Inspection. All landlords must keep the Landlord CP12 Inspection safety certificates issued by the engineer for two years and provide copies to their tenants. Homeserve make it easy for landlords to meet their obligations with Landlord's Heating and Gas Cover. We also offer Landlord's Plumbing and Drainage Cover.